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Cost of living

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How much pocket money do you give yourself each week?

65 replies

CosmicUnicorn · 11/11/2021 02:59

Hi,
I’m conscious of frittering money away in the likes of a popular coffee shop. Not good for my bank balance or my waistline! I was thinking that I should give myself a set amount of money per week for a treat (once a week).
How much does everyone give themselves, if at all, for pocket money?

OP posts:
Darbs76 · 06/01/2022 21:17

I’m thankful I don’t like coffee. I only attend the office once a week at present and always try and take my own lunch, I have teabags there and use a colleagues milk (with their permission). I don’t have a budget for luxuries but try not to waste money so only spend in cafe’s if meeting friends.

Gassylady · 08/01/2022 18:15

Its amazing how the cost of these regular coffees/cakes add up. Even more crazy if you are buying tea in costa (I also work in a hospital that has a costa branch) the tea never tastes as nice as one I can make myself - lucky that our dept has a break room. If I don't go in to the branch then I can't give in to the lemon muffins Grin so a double saving

Cornishclio · 10/01/2022 12:10

DH and I both get £300 each month into our personal accounts for spends. This covers clothes, hair, make up, hobbies and coffees/lunch out individually. We have a separate budget for joint entertainment.

fluffythedragonslayer · 10/02/2022 07:06

I have a Pret subscription and don't buy coffee anywhere else. I have a busy job where I travel all around the borough and I like to grab a coffee in between meetings, with the Pret subscription I can have up to 5 a day! (I usually have 2)

Other than that I have £150 a month for everything personal to me, clothes, haircuts, going out etc. Tho this will likely have to be cut down to £100 soon due to cost of living increases.

Madmog · 10/02/2022 09:40

All our money goes into a joint account, from which £120 is transferred out to each of us. That's for clothes, presents for eachother, treats, evenings out with friends. Funnily enough, it's DH that struggles on his budget, not me!

OnNaturesCourse · 09/03/2022 15:27

10 a week for the kids weekly mcds treat. That's literally it. Times are rough right now. We manage fine and are happy but all these rises are scary.

DetailMouse · 09/03/2022 15:54

I am very conscious of wasting money I.e. not feeling the value of it but I do think it's there to be enjoyed and money spent on enjoying life is money we'll spent.

So, I wouldn't buy coffee just bciase I was passing a coffee shop, but I absolutely would buy a coffee or two if it meant spending an hour chatting with friends.

I'm in a fortunate place where I have disposable income and now only me to think about. I spent £500 on my social life last month, which was a bit of a shock when I realised, but I wouldn't change it.

If I realised I'd spent an additional £500 or even £100 through lazy takeaways and coffee or magazines, that would bother me.

crispmidnightpeace · 09/03/2022 16:07

Our income has fluctuated so much. Nothing is really budgeted, rather it's all about priorities. So rent and bills are paid, then our food, then our luxuries.

Halllyup17 · 09/03/2022 19:59

None, usually, although I have treated myself to a £40 hair cut (first time in over two years) and spent £10 on three second hand CDs, in the last couple of weeks. That's a lot for me. My husband and I pool all our money and spend as we feel, although neither of us are frivolous, fortunately.

EssexLioness · 09/03/2022 20:47

We have £700 each disposable income per month, but don’t spend hardly any of that. Most goes into savings. This doesn’t include joint leisure, petrol or hair cuts/colour. So would cover things like cinema, lunch with friends, clothes, books. We are not big spenders though and I only go to places like Costas a few times a year, as a social thing or a treat to sit with a book. I love their coffee but don’t feel the need to buy a coffee when I pass etc. most months I spend approx £200

EssexLioness · 09/03/2022 21:28

Should say the above disposable income is after paying a decent amount into pensions and joint savings.

MrsPsmalls · 09/03/2022 21:50

£200 per month to cover all lunches out, clothing, hair cuts cinema trips etc. We are very lucky to be able to afford it and also have quite modest tastes

Roundeartheratchriatmas · 13/03/2022 17:28

I give myself £50 a week to cover extra food, clothes etc. Often don’t spend it.

Doesn’t cover things like grocery or household/car repairs or other regular things.

woodhill · 13/03/2022 17:32

I don't really spend much money in the week as I take lunch and can make a drink at work.

Occasionally I buy something in my lunch hour like groceries or go to post office but I don't have a budget

Threeboysandadog · 15/03/2022 10:06

We tend to have month left at the end of the money rather than the other way around so we don’t allocate personal spending money. Dh likes an occasional bottle of wine/packet of polos (in with the grocery shop) but doesn’t spend money at all. My luxury is an occasional bar of Lindt dark chocolate so we’re not big spenders. Anything spare goes on ds.

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