Wasn't sure if this was better in Money Matters or here but this seems to be better for people working to pay off debt.
I am paying down my final debt of a credit cards I'm down to £1000 and this will be paid off by October. I've got a credit report through credit karma and was really upset this morning to see my "score" with them has just dropped by about 10 points. I think this is because suddenly my water bill is listed in my utilities and that I owe £189. This has never shown on my credit history before and is the same amount as my annual bill which has been on a direct debit forever. I've checked my water account and that shows as being paid on the monthly DD. I'm on a fixed bill not a meter.
Does anyone know why this might have suddenly started showing as a debt? I'll try to get hold of United Utilities in the morning but is this a publicised change of policy anywhere?