I’ve posted before with my budget, but at that point my partner was living with me. He has moved out to a friends until his tenant moved out of his house in January. In the meantime he’s still giving me his share of our bills so I’ll get £500 in November and then December. I’m going to pretend that this isn’t coming in, or rather put it into savings for decembers Mot. Basically start living like I will have to in January.
By November 2021 I will have paid my dad back which means I’ll have an extra £225 a month which I can use to clear what will be around £700 on one credit card and £2000 on the other. And then I’ll be less finally stretched to the tune of £325.
My bills are as low as they can go for the moment, I don’t have TV, my ex pays for Netflix, and also pays for DS to have Spotify. We have two mobile contracts which end in September next year which will save £68. So I’m looking forward to the future however I just need to get through the next year.
I’m working on the assumption that my partner doesn’t contribute to our shared pet costs but if he does that’s a nice bit extra. He moved out because well, he needs his own space. There is a thread about it...we are still together.
So from November 1 I will have £384 to cover food, fuel, pet food and clothing.
Food shopping I’m going to struggle with, I spend too much. But I also have a freezer full of food, and cupboards as well. It’s goi g to be a case of getting ds9 to eat things he wouldn’t usually.
I’m working on cheap meals and brand downgrades at the moment. I also. We’d to work out the cheapest supermarket. I get deliveries from Morrison’s because Asda doesnt cover my area and Tesco has no slots. We are very close to a Lidl, walking distance but I don’t trust myself not to spend more. If it was genuinely cheaper then I would try to have more self discipline.
Looking at food budget I think I could feed myself, DS and the animals for £40 a week?
I feed Harrington’s to the dogs, which works out fairly cheap. I haven’t bought dog food since August and I still have another two months left.
The cats are a pain in the arse because they won’t eat any of the cheaper zoo plus food and I’ve only managed to get them to eat Sheba in gravy, which I got at £2.94per kilo but they had webbox today which was £2.50kg.
Then it’s a case of buying:
Wraps+salami+Edam+grapes+banana+soreen+yoghurt+biscuit bar for DS lunch. I always have wraps leftover so I’m wondering if I could make an extra 3 wraps and freeze them for the next week, not sure if the wraps would go hard though. Alternatively we will have wraps for dinner as well!
We have spaghetti on toast once a week, pizza once a week and then I make bolognese with turkey mince as that’s cheaper than beef mince. A small pack of mince and a jar of sauce lasts us for days as I do t eat much. I mainly live on homemade soups, and shreddies. I get tend to finish whatever DS leaves on his plate as I have weight loss surgery so I only eat about two mouthfuls anyway. I’m basically catering for DS and I’m an afterthought.
The £384 has to cover food, clothing, fuel, pet food but also any other unexpected costs and also car maintenance. This is going to be so tough.....