So I am starting a trial of YNAB - there's lots to learn but I really like it and think it will be a big help. I'm not hugely in debt, but I have noticed how I am creeping towards slightly living beyond our means each month and would like to nip this in the bud, spend better and save more. So I doing a self financial audit & looking at all our costs etc.
It struck me I am paying really a lot for TV (and watching too much of it).
Virgin - TV package and TV box (tied in with phone/broadband) approx £35. I have this as I don't have a smart TV or Freeview box and also it records TV which I like;
Netflix £8.99
Prime TV £7.99
Disney + - but using family sign in so no cost to us
TV Licence approx £13.50 pcm
so a total of £65.50 pcm - which is affordable, but a lot to pay out for a bit of telly.
I have decided to take a break from Netflix and Prime for a few months. TV licence has to be paid and I'm OK with that.
But Virgin annoy me and I'm currently tied to them if I want TV. I'd like to break free of them.
I know people have different set ups to this but I find it all very confusing. I think Apple TV could be an option but to be honest I'm perplexed by it. Also people use some kind of HDMI plugin's/firesticks etc - but I'm not sure what they access by that.
Ideally I would like to:
Access Freeview channels;
Be able to have Prime/Netflix subs should I want to in a few months;
Perhaps be able to record TV shows but this is becoming less important as catch up is so great now.
Ideally I'd like a set up where I minimise my monthly outgoings. I'm happy to invest in a bit kit to set things up.
Would love to know how you do TV, what works, what are the options, how do you keep costs down?