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Cost of living

Stretching your budget? Share tips and advice to discuss budgeting and energy saving here. For the latest deals and discounts, sign up for Mumsnet Moneysaver emails.

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Original poster

about step change? should we go for it?

8 replies

Slartybartfast · 02/12/2017 06:34

the debts are a millstone and this seems like a solution

OP posts:

Battleax · 02/12/2017 06:36

Go for what? Contacting them? Or have they recommended a debt solution to you?

Original poster

Slartybartfast · 02/12/2017 06:36

contact them

OP posts:

abbsisspartacus · 02/12/2017 06:36

All they do is contact all your lenders get them to freeze the interest and create a payment plan with them would you feel comfortable doing that yourself

Battleax · 02/12/2017 06:38

Yes, contact them. Do it.

The first step is all advice so you're not committed to anything. It's good to hear options.

Have you done their online tool?

Original poster

Slartybartfast · 02/12/2017 06:39

no, i did their online tool some years ago but chickened out.

OP posts:

Battleax · 02/12/2017 06:40

It depends abbs. They might suggest IVA, bankruptcy, DRO...

Topnotes · 02/12/2017 06:44

They are a charity and there to try and help people in debt. If you contact them, they should be sympathetic and helpful. Good luck!

Battleax · 02/12/2017 06:49

Try the tool again if it helps you work up to it. It forces you to get your paperwork together anyway.

Flip