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Can't stop spending!

53 replies

iamdivergent · 23/07/2017 15:31

Hi,

I have a serious spending problem - I just spend, spend, spend. I've a little debt (about £500 split between Next and Littlewoods accounts) but other than that it's just usual monthly direct debits inc mortgage and car.

My major pitfall seems to be supermarkets - I kept a note and I spent £870 on food items between 15/06-15/07 Blush I go in for one or two things and come out with a full pushchair basket. I do this around 4 times per week spending between £20-£50 per 'shop' and come away with nothing of substance. This was a particularly spendy month as I left my job so had more money as was paid owed holidays.

We have no savings and by payday there is usually only a couple of pounds in the bank - I know that we are doing better than alot of people out there but this is seriously stressing me out Sad no childcare as SAHP.

What are your top tips on how to get out of this vicious cycle? I'd love to be able to save some money for a change, though want to pay off the credit accounts first. Next month is looking to be spendy too with a DC birthday.

OP posts:
iamdivergent · 26/07/2017 11:02

£26 in Tesco - only got items on my list. Can't wait until I can drive so that I can get to Lidl and Aldi!

OP posts:
AdoraBell · 29/07/2017 22:24

Well done sticking to the list 👍

Serin · 25/08/2017 22:48

I still think you are spending a lot on the cats!
Drontal and frontline are available from pharmacys now and I have never heard of clipping a cats claws. Is that necessary? ours would be stressed out of her mind if a stranger tried to give her a manicure. Also how would they defend themselves, or run away from trouble (up a tree or fence) if they have no claws?
Aldi cat food sachets are fine, ours has enjoyed them happily for 12 years and is a picture of health.
I am not a great believer in pet insurance either, we have savings/ a credit card that we would use in an emergency. We had a bad experience with our dog a while back, he developed a condition which the insurers refused to cover the following year, despite him having been insured with them for 8 years.

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