Do you know the size of your DH's credit card bill?

[itsnowtimeforanamechange]

And if you do, does it bother you?

My DH does work as a freelancer/self employed, but never seems to fully pay off a credit card bills. The present one stands at around £3.5k

It's in his name and on a zero interest card. But yes, it bothers me. Although I wish it didn't as there aint a lot I can do about it.

All other bills are paid for, and we have no other debts apart from small mortgage.

I have a credit card and a different approach to money that is paid off every month and which I get cashback on.

[Notreallyhappy]

My dh doesn't know the balance- I sort the finances out. 2 cards, cleared every month. One is a fee free holiday card so it's not used every month.
I have a second card on both accounts.

[DrWhy]

We have 2 cards on one account, we use it for all possible spending to accumulate reward points and pay it in full at the end of every month.

[wheresthewine36]

SillySongswithLarry, I'd love to be debt free but if I lived within my means, my children wouldn't have winter coats and swimming lessons and we wouldn't have a washing machine and cooker. Debt isn't always a result of irresponsible spending.

[itsnowtimeforanamechange]

takesnoprisoners not sure how I am being 'very unfair' here. He has an outstanding debt of £3.5k. He's open about it, and yes, I guess I should just let him 'live his life'.

The trouble with that is we have 3 dependent children at home still and I'm working full time hours to cover bills and mortgage payments too. If I decided to 'live my life' too, we'd be a lot worse off.

So yes, I do want it to be under control.

where'sthe wine yes wouldn't it be grand to live within one's means. It's not always possible though.

[motherinferior]

I have no idea. We have very different attitudes to money. I have a business account, savings, a personal account and a joint account. He has a rather more profligate approach.

He earns more than I do, is more generous and contributes a lot more to our joint account.

[WayHarshTai]

Yes, we update our spreadsheet every month to reflect current balances and changing direct debits etc. We have a scary big credit card balance (mostly down to my last bipolar episode when I decided we were rich) but we pay a whack off it every month. Some are in my name, some are joint and some are in his, and we tart the balances around to get the 0% deals.

[NotCitrus]

We have a joint credit card account which I pay off almost every month. MrNC pays the mortgage and most other bills. Many months I get the bill and go "Wtf is Xxxx in wherever for this much?" and he explains and it's almost always something we've agreed.