hi really worried about xmas this year .im currently waiting for benefits to start and been told i cant have a benefit advance but on the other hand was told on friday i have to wait up to 9 weeks for my first paymet (universal credit ) i was declined due to my child benefit £33.40 every week so thats got to get gas,elec,food ,and things my 2 boys need
has anyone got any cheap ideas for xmas presents and a cheap xmas for a 3 month olkd and 8 year old any ideas will be greatfully recieved right now i feel like a complete and utter failure :/