how much are your outgoings? Our our outgoings similar??

[livingonaprayer1986]

Below is a list of our outgoings and we are always in the red it seems. Everything is PER MONTH. Do you all have similar outgoings?

Rent - £670 per month for a large 2 bed flat. Myself, hubby and 3 year old live here

Council Tax - £130 per month

Food/ bread/ milk etc/ shower gel/ toilet roll/ toothpaste etc for family - £200 a month

Internet and phone line (hubby needs both for his work) - £25

Gas - £70 pay as you go metre

Electric- £50 pay as you go metre

Water and Sewage - £60

TV lisense - £12

Council tax debt owed - £100 (ongoing per month, we owe a lot long story)

Nursery fees - £60

Car insurance and petrol - £70

Home insurance - £10

various debts - £20

I can't see anyway to cut down on anything apart from car really but hubby needs a car for his work. My wages are 800 per month and child benefit is the only benefit I recieve. Hubby is now on 800 per month. You? Being nosey/ curious!

Wow some of yo have it cheap - South East London (i.e the grottier part of London)

Rent £1100 3 bed ex social flat in area dominated by social housing
Council tax £161 (dh was unemployed for while so we have to catch up - come April £120 x 10 months)
Electric £60
Gas £100 (These are both pre payment not through choice)
Water £40
TV licence £12
Internet and landline £40
Mobile £50
Food £400

I thought the same about the house cost too.
Our mortgage is £1100
House hold outgoings including full sky, dentist/optical fees etc are £550.
We (I) spend far too much on food/diesel and going out. £1000. We have no debt except mortgage.

No mortgage, no debt, no childcare here... finally we get to spend some money!
£2700 net income,
Gas/electric inc boiler cover £140
Water/sewage £40
Council tax £130
TV license £12
Internet and landline £40
Mobiles £40
Home ins £35
Car ins £25
Life ins £20
Dental plan £35
Optical contact lens plan £25
Food £450
Petrol £50
Sky £65
Dog ins £30

Regular Savings plan £300
Premium bonds £50

We are an insurance salesman's dream I think..

NoLongerJustAShopGirl,

I can't wait to not have a mortgage to pay...or childcare!

I noticed you pay £50 for Premium Bonds. Have you ever had a win?

aargh! this all just makes me realize how expensive it is to live here (Ireland) - have converted into sterling

mortgage £1471
insurance (life/car/house) £162
property tax £20
bins £15
school contribution ("voluntary", natch) £20
tv license £12
gas and electricity £200
phones and internet £120
petrol £50
childcare £750
gym £60
food and milk £550

ouch - pay big tax too, and health insurance (deducted before tax, but still about £180 a month)

Ours are much much more .

Rent £1200 (large city in SW)
Council tax £275
Water £51
Gas £75
Electricity £75
Internet/TV £45
Food £400
Nappies £40
Car insurance £48
Petrol £150
Mobile phones £90

We are working on reducing them

Just realised I've missed loads off that, home insurance etc, but you get the gist!

Seeing PPs 1 bed flat rent and childcare in London . You must earn a fair whack and to still love in a 1 bed on that with 2 kids?!!

I'm south west and am at how much rent and outgoings are in other areas.

My total direct debits which includes rent, council tax, water, gas and electric, insurances, phone, tv, childcare (one child in school), comes to about £700 a month.

Food/toilteries approx £160 a month
Petrol £100 a month.

Savings £150 a month.

I'm not sure that the rents prices that are a, its some of the £50 for mobiles a month. My bill was £15 this month and though bloody hell that's loads. Our food bill is sneaking up a bit. We've been lucky that never had to pay childcare.

I live in one bed flat.

Council tax - don't pay

Water - £12.00

Gas - £45

Elec - £25

TV - £12.12

Internet/phone - £30-50

Mobile - £17.50 (if they don't catch me out, which can happen)

Food - £20 per week

Home insurance £13.92

I'm always worrying about money.