NSD

[bootygirl]

Guys

Are no spend days helpful in overall scheme of things? It's just if I don't spend today do I not just end buying that stuff another day?

I find that if you plan to spend e.g on a supermarket shop and stick to the budget then having an NSD means you don't e.g. pop in for a snack / top up that you should be able to manage without.

Doesn't work if you have genuinely run out of stuff you need (nappies and milk and so on) but stops the "because I can" / nice / mindless spends. If you have bought food and travel needs for a week plus have paid the activity clubs and so on then what do you NEED to spend money on?
It's a mindset issue to help control spending really.

Good luck!

I agree it's all in the planning. If you don't need to pop to the shops for essentials during the week you are avoiding potential impulse buys

Works for me... NSDays are really good motivationally and stops me spending on crap

I've just started NSD and still get a feeling of achievement knowing I haven't frivolously frittered away cash on non essentials.

I'm sure that feeling will wear off but hopefully the savings will keep me motivated.

Agree they are motivating. I get the same buzz from spending nothing as I do blowing a couple of hundred pound!!