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Cost of living

Stretching your budget? Share tips and advice to discuss budgeting and energy saving here. For the latest deals and discounts, sign up for Mumsnet Moneysaver emails.

Marching into a miserly march with the mumsnet frugaleers

997 replies

Fluffycloudland77 · 28/02/2014 19:45

Newbies, helpful tips & lurkers always welcome.

www.mumsnet.com/Talk/credit_crunch/1600030-Small-money-saving-habits-petty-even

www.mumsnet.com/Talk/credit_crunch/1543785-your-top-tips-for-money-saving-and-a-more-frugal-life

OP posts:
AdoraBell · 26/03/2014 14:00

Spendy morning, after school drop off, £2.55 on the road, I went in the greengrocer's £12 on fruit and fresh almonds, then the súpermarket £25-ish. Bought ice-cream for DDs, plástico tubs will be used for growing lettuce once they'd eaten the ice-cream.

I used To have To pay £££££££s for Haagen Dahs as it was the only one without tartrazine but other brands are now available without it at about half the price. DDs will be pleased. DD2 and DH are both alérgic To tartrazine.

My knee was very painfull after driving again last night for a meeting at school, but this morning I'm no longer hobbling. Stomach's not happy though after a few days of ibuprofen, antiácidos were already in the cupboard so again no extra cost.

School is providing accidente insurance this year, not sure of the full details as yet but I'm hoping we won't have To buy a top up.

CoolCadbury · 26/03/2014 16:21

adorabell I love to see the spanishization (technical word) of your posts. It always makes me smile. Smile. That's good about the ice cream and that your knee pain has calmed down. Hope your stomach settles.

Ouch spotty. Sad. But it's worth it to get proper shoes, or so I tell myself.

turnoffthelights fast moving thread. Yes, but quite slow today. Wink I'm impressed that you have saved so much. That's pretty good in my book. I think money saving is a bit like being on a diet. Sometimes, we fall off the wagon but it's important not to say "sod it". The best way for both is to plan your treats into dieting/money saving. We get to gave our treats but don't over do it. I am probably talking rubbish here, don't mind me.

CoolCadbury · 26/03/2014 16:22

have our treats

CoolCadbury · 26/03/2014 16:23

£2 on baguette but will claim back on expenses.

AuditAngel · 26/03/2014 16:24

Stopped at Tesco for a few bits - £19! I needed something quick for tea (I need to make up some work time as picked DS up from school) plus lunch for Saturday with friends, cakes for school Mother's Day sale.

£7 for haircut for DS (about 3 months since the last one) and £3 for white tap shoes from the charity shop. They may not be needed, but if they are thus is a lot cheaper than buying new for the show.

Will need diesel tomorrow.

My boss said he and his wife may be able to give me a suit for DS that their son has grown out of, if so, the M&S one can go back.

SpottyTeacakes · 26/03/2014 16:28

Dp and I are arguing about Mother's Day. His brothers want us to go out Sunday and I don't want to because 1, it's somewhere worse than weatherspoons, 2, it'll mean we need to put more petrol in and I will already be £20 (out of my hen pocket) over my weekly allowance because of ds' operation 3, it'll be busy and horrible and 4, ds will be less than 48 hours post op ffs! If I tell dp he can go with dd but has to out petrol in and would have to pay for his meal he will put it on his cc for sure. Sorry for ranty post Blush

KinkyDorito · 26/03/2014 16:34

Hello frugal people. I am back with a budget-head on.

How much do people allocate themselves for clothes each month (including DC clothes)?

How much do people budget for presents?

Thanks

I am finally trying to set up a proper budget that takes these things into account. It's hard work!!

Fluffycloudland77 · 26/03/2014 16:34

It's brewers fayre isn't it? You can't take a post op child out that soon. I felt crap for 10 days.

Aldi voucher in the mirror/record tomorrow according to hotukdeals

NSD.

OP posts:
KinkyDorito · 26/03/2014 16:37

I am also attempting a full grocery conversion to Aldi this month and have cancelled the Tesco delivery plan. It all feels very daring! Grin

SpottyTeacakes · 26/03/2014 16:40

No fluffy it's a hungry horse Grin

I've put the £30 I got from selling the wii towards ds' shoes it wasn't too bad. I've actually got £195 'spare' money this month after my dad's birthday present and ds' shoes which is good as it's easter holidays and I've got a few days off work.

KinkyDorito · 26/03/2014 16:40

Fluffy what's the Aldi voucher - is that in tomorrow's paper?

SpottyTeacakes · 26/03/2014 16:41

Kinky I cancelled mine too. Lidl is closer to us I'm not sure how much cheaper it is as I'm still getting used to it plus I've used ocado for the past three weeks

KinkyDorito · 26/03/2014 16:43

Lidl is way cheaper - I like them too. We have one not too far away, so I'll be mixing it up. We'll still need the odd bit from Tesco, but I'm aiming for bare minimum.

Fluffycloudland77 · 26/03/2014 16:48

I have not tried hungry horse. I can't get dh in there Sad

The vouchers in the paper, £5 off a £40 spend & various 30 & 50% off vouchers.

I think lidl is better for exotic stuff like polenta that aren't part of aldis core range. Plus lidl do those half price weekend offers.

OP posts:
CremeEggThief · 26/03/2014 16:58

£1.75 on chocolate and naice jam from Tesco.

AdoraBell · 26/03/2014 17:38

Post OP DC trumps petulante DHs and BILs in my book too, útterly Rediculous of them To suggest it.

Cadbury that's Spanglish, that isGrin

annielostit · 26/03/2014 17:54

Kinky- only just getting into the frugal way- we have a rule in the family only under 18s get a Christmas/birthday pressie. Then it can be iTunes or vouchers, then you don't have a house full of tat.
we buy for parents/ mothers/fathers day.
I have £100 savings per month for Christmas plus £5 a week in envelope and £2 @ the butcher.then don't get stung in December.
We tend just to buy clothes when needed. Dh has lost weight so needs lots now 34 bum don't look good in 38 jeans.

silkknickers · 26/03/2014 19:10

kinky I don't budget for clothes. I don't buy many for myself and the youngest DS lives in hand-me-downs!
Im only just getting into this enveloping-money lark and have budgeted for many things, but can't summon the courage to budget EVERY penny. Clothes would just come out of the 'miscellaneous' budget. im interested to see what other people do though.

silkknickers · 26/03/2014 19:12

oh and I don't budget for presents as I have very few people to buy for seeing as I'm an orphan now, as my DCs like to kindly remind me

CoolCadbury · 26/03/2014 19:35

£10 per month for me for clothes (I let it build up for a few months). If I have a surplus at the end of the month, I may throw in an extra tenner.

£10 also for DS for clothes. Again it builds up.

Only buy clothes in the sale. (Except school jumper and blazer.)

Fluffycloudland77 · 26/03/2014 19:55

We don't buy presents once they reach 18.

You'd be surprised how little you see them once you stop stuffing notes in cards.

OP posts:
CoolCadbury · 26/03/2014 20:18

spotty what are your DH and BIL on? Not surprised about your ranty post. Grin It's Mothers Day so YOU get to decide what you want to do.

kinky I tend to budget £15 per person in my family which sounds a lot but (apart from DP and DS) there are not many I have to buy for. I actually saved a bit of money the other day because iTunes and PayPal were doing a deal where £15 of iTunes vouchers could be bought for £11.25. Silly me, I only bought one. Hmm

SpottyTeacakes · 26/03/2014 20:58

A lovely mnetter is sending me a £5 off lidl voucher Smile

KinkyDorito · 26/03/2014 21:09

I'm doing about £25 per person... starting to think that needs to be cut back a bit.

ilovepicnmix · 26/03/2014 21:17

I don't budget for clothes but Im managing on what I've got at the mo and I'm lucky that my family tend to get DS clothes for birthday and Christmas.

2.50 on a few bits in a charity shop. 1.45 on milk. 12 something on a round if drinks the pub this evening.