Judicious January Jangling & Juggling *blows budgeteering bugle*

[claretandamberforever]

Sorry, couldn't resist going overboard on the J's

Happy new year y'all. Welcome to expert budgeteerers, newbies, lurkers and de-lurkers. We're a very friendly, non-judgmental bunch so please use this thread as you choose whether it's as a spending diary, to confess your money sins, ask for help or have a general whinge at the cost of living.....

NSD, as I've been wiped out today, so couldn't do the food shop.

Thanks Fluffy

Went to town...and spent money.

Returned a top. And spent the money on clothes for dd and some for me. Total maybe £40? And lunch with friends who we've not seen for ages £30.

fluffy remind me of the cheap version of caneston please? Thanks

Clotrimazole cream.

Thank you. Can you get in a pill or just the cream? I have some caneston cream left but don't know if that will be enough on it's own.

You can get generic tablets, it's no different from switching from panadol to paracetamol or nurofen to ibuprofen.

Oh great. Thanks so much.

Claret about your car!

Feeling frugally virtuous (virtuously frugal?) today. Switched dual fuel through MSE cheap energy club and supposedly saved £348 + £30 cashback. Filled in a survey for a consumer panel we're on and earned £10 worth of points (£5 each me & DH). Then cut DS's hair and dyed mine.

Hopefully this should go some way to offset the next couple of days, which will be ££: tomorrow we're having a plumber round to look at the boiler (eek), then Tues I'm having meal/drinks with ex work colleagues. Am driving though so that should trim the cost.

at your car claret hope it doesn't end up costing you.
at your dh adora . Long may it continue.

Had a lovely night last night at the posh hotel. Our only cost was dinner which was a rare treat £54. We had a jug of water with the meal and then a bottle of our own wine afterwards in the room. A small glass of wine cost £5 .

Don't have much money to the end of the week as a result but still have quite a bit in the freezer and our cars are topped up with fuel already.

Morning. Well it's pay day today and although I had a couple of unexpected bills to pay last month I did manage 14 nsd which I am very happy with. I also wrote down everything I spent (on the notebook app on my iPad) and I must say I don't seem to have wasted money. So I am happy about that. This month I am gonna try for 15 nsd.

Happy Monday everybody.

I've been spending recently, mostly on essentials but definitely some non essentials and I checked our account. £132 for the next 3 weeks after bills have come out. I've done monthly food shop so it's just milk, fruit and approx £150 for petrol needed. This is going to require some creative accounting. I'm actually ok with it as there's no more spending on the immediate horizon and we get some slack next month by not paying council tax. I just need to stick to milk, fruit and petrol, nothing else. Do not let me buy anything else!

Well done spangle and dosey on your frugalness. I need to focus.

£8.99 on thrush cream. Annoying but worth it. £2 into soft play and I resisted the urge to buy a coffee. Popped into jack fultons to see if there were any bargains to be had - 79p for pack of 6 Bernard Matthews turkey steaks. Bought two packs which will do me for some trashy dinners. My freezer is rammed full! I reckon I could spend v little money on food next month if I am strict with myself.

Going to do a meter reading this afternoon as haven't done one in ages. I should really change provider as haven't for about 7 years. spangle you have inspired me!

£21.10 in Tesco and £12.50 on breakfast club for DS for the week.

NSD yesterday, just need bread and milk today.

Just had a couple of interesting results scanning products into the Myfitnesspal app.

Aldi salmon came up as Sainsburys. I had my suspicions as the packaging is identical but Sainsburys are £4 a pack whereas Aldi are £3 a pack.

Had the same result scanning meatballs. Aldi ones are£1.89, wonder what Sainsburys charge?

picnmix a glug of Dettol in the bath usually sorts it out for me, much cheaper than canesten!

Not a good start to the week, I dropped my phone and smashed the cover.

I have insurance but the excess is £50.00 plus the cost of posting the phone. I found out the key cutter in town also mends phones, so he did it for £40.00. Cheaper than the excess but £40.00 I could have done without spending.
I will try harder tomorrow for a nsd

Can I join in please? Lurked for ages but I need more motivation to sort out my finances! Posted a few times last year too and even managed to pay off the overdraft but back to square one now. Need to get sorted! Currently overdraft is £780 and Next account is £100. Hot to get rid!

So far I have been converted to Aldi and meal planning and saved £150 on food this month! So chuffed! Have also deleted all the shopping/offers emails and put masses of stuff on Facebook and eBay. And have taken on a new project for my freelance work too. Hopefully it will all pay off.

Everyone's welcome expecting, I always say we have lurkers.

Be careful using dettol for fungal/yeast infections, it destroys bacteria that fill up space on the skin so fungal etc infections can't proliferate. Salts safe, bugs don't like salt. If anyone is prone to thrush after antibiotics it's worth asking the gp before you start the course if its likely to set it off, Forewarned is forearmed etc.

£20 petrol.

Got £5 off my neilsen android app in amazon vouchers. It's not taking new people at the moment but mse usually picks up on it when it does. It's worth downloading, it just monitors your useage. Mine must be really boring.

Spent £20 in the supermarket, looking for a Raid spray for the ants that have moved in, but they only had the stuff that will affect the dogs and DCs too. So I'll have To spend moré money Tomorrow going further afield.

DDs too tired To Go anywhere Today after a weekend sleep over so no moré will be Spent Today.

Welcome expectingnumber3

This is my second time only with thrush and both after anti-biotics.

Welcome expecting

fluffy I will bear that in mind in future. My bouts are usually after antibiotics.

ohhelp glad something useful came from your course and I bet you have now learned your lesson !

expecting welcome and stay with us. I delurked after lurking for months. It keeps me motivated checking in everyday