I'm late to this thread I know, but I've been following them since January and am really impressed at how hard you're all working and the progress you're making. I've been trying to cut back on spending in the last 6 months or so - I cleared my credit cards last year and am currently at the bottom of a £500 interest free over draft every month. I would really, really like to make some progress towards clearing this as well, as I'm not going to have it forever (student account, 3 years post graduation now!) - and so that's why I'm here. I'd also like to start building up my savings, and have some money to do nice things with, instead of living on the edge all the time. I earn an OK salary, but I'm really good at buying clothes/coffee/meals out, and this is where I need to cut back. I've made a couple of changes recently to breakdown cover/contact lens contracts which is saving me a few pounds each month - not much, but every little helps, right?
So I'm hoping by posting in here I'll have some motivation to do the best I can. I've got car MOT/service/insurance coming up, so the time is more right than ever.
So, for the last few weeks of the month...rent/bills are paid, still to come out is car payment/phone/insurance, & I'll need to buy fuel. Food comes from a joint acc I've already paid into this month. I spent nothing Thursday, yesterday, or today so far...let's go!