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Judicious January - Long may the credit crunching continue

730 replies

roguepixie · 01/01/2013 12:03

So, the credit crunching team are into Year 2013. Happy New Year everyone.

Let's continue our cost-cutting, , money saving,penny and pound pinching, NSD ways.

OP posts:
CremeEggThief · 30/01/2013 14:52

NSD here, but only because I've been in bed all day. It seems my stinker of a cold is actually flu :(. I haven't felt this poorly since I had tonsillitis two years ago. I was even sick straight after breakfast this morning, but I think it was the effect of all the coughing. DS was coughing a lot this morning too and complaining of a sore throat, so I let him stay off, but I'm not really sure he was ill enough to be off Blush. I just feel so weak though and not quite in my right mind :(.

Fluffycloudland77 · 30/01/2013 15:42

All you can do is rest cremeegg, is your ds old enough to do himself some snacks and get drinks for you?

Today;

£5 fuel for Dh's car (he will pay me back for that)

19p for paracetamol, dh is out of anadin and can't afford them so we are doing it my way. Later on he will complain they don't work. Stabby.

11p for tesco cheap soap for my next batch of laundry gloop, I've used a third of the last batch and I like to be prepared.

£0 for 18 always towels using a voucher.

Lidls half price weekend is turkey steaks £1.49, onions 37p, microwave rice 39p, sweet and sour sauce 39p according to Lynsey on mse.

Realised that saved fat from roasts can be put on the bird table if you chill it in a ramekin and chuck the set juices away. Free bird food! I've been chucking it away.

Tomorrow will be chick crumb cat litter and hopefully some sunflower hearts for bird food from the same place will be cheaper than the farm shop. Also need potatoes that don't cost the earth.

CremeEggThief · 30/01/2013 15:48

Thanks fluffy. He's 10, so had his packed lunch at lunch-time and made me a Lemsip about three hours ago. Only another hour to go until I can have another one! :) If I hadn't been sick, I would have been taking some ibuprofen too, but it's not great for upset stomachs.

You have been very organised and methodical in your spending today :).

Fluffycloudland77 · 30/01/2013 16:24

I have my paracetamol remedies every 3 1/2 hours, it keeps the fever at bay.

10s a good age, least he's not a toddler.

If I run out of stuff it's a 7 mile round trip to the shops so I stock up. I have enough paracetamol to finish us all off.

Helenagrace · 30/01/2013 16:41

Hope you feel better soon cremeegg.

I've got a second interview for a job and I've applied for another one today. Two CVs to send off tomorrow. Another job appeared on a local jobs website today. It's only 15 hours though. Will have to think about that one.

NSD today.

jenduck · 30/01/2013 16:51

Poor CremeEgg (& your DS). Hope you feel better soon.

Fluffy thanks for tip on Aldi voucher. Will let DMIL goes as she is a convert to it (not one very near here)

Helenagrace love those cashback sites! Even 20p here & there adds up - we got our Tassimo for just £4 cash because the rest was paid for using cashback we had saved over a few months.

Today was not quite the NSD it should have been Blush Didn't have the fee for Edward Bear, so will pay double next week. But spent £2.27 in Co-op on grapes, a swede, hot cross buns & pains au chocolat (all reduced). Then a further £1.75 on an as new zippy for myself from charity shop (very naughty, I have no excuse).

Tomorrow is library in the morning for story time, will pop into a different charity shop then & check out newsagent for reduced goodies. Then park in the afternoon with some friends, will make sure to take drinks & snacks so won't spend anything there.

Whoever it was that was disappointed to have missed the Tesco clubcard points with Blinkbox - I got an email today saying you can still do it by 8th February! So still plenty of time!

Alibabaandthe40nappies · 30/01/2013 17:04

cremeegg :( Hope you feel better soon.

jenduck well done on tax return. I've just done mine - they owe me £6. Woo Hmm

helena good luck. It is soul destroying waiting to hear back on things, and places can be so rude about not even telling you when you haven't got something!

storm - £300 and whatever it was is really, really impressive. Hats off to you.

NSD today.

economymode · 30/01/2013 18:55

Didn't spend anything today, but that's because I forgot my wallet and couldn't pay for stay and play.

Hope the Creme contingent feel better soon.

HearMyRoar · 30/01/2013 19:14

Spent £2.50 on fruit today. Will need to buy veg tomorrow as I have none at all. Also its a friend's leaving thing which I promised I'd go to for an hour or so, but I will be drinking lime and soda so a couple of quid at most.

Leilandri · 30/01/2013 19:30

Hope you feel better soon creme

Spent £1.57 in morrisons on 3packs of Savers Hot choc slightly addicted but it's cheaper than chocolate and £1 on choc sponge as DH txt me as I was finishing work to say that DMiL had stopped by for coffee and cake on way home from work Hmm Was yummy tho!

And in other news - my chooks have FINALLY started laying eggs! Getting 3 a day :) Just need the warmer weather now to start the big Grow at the allotment.

CremeEggThief · 30/01/2013 20:06

A big thanks to everyone for all their good wishes. It means a lot to me. Thanks

I had a little cry earlier, as I felt like a rubbish mum. I made pasta and pesto for dinner, with grated cheese, and even that was almost too much of an effort! I didn't even cook the pasta for long enough.

I just felt if only STBXH hadn't walked out, DS would have been looked after in the way he deserves. I know he's ten now, and I should probably try to look on the bright side about that. It's so scary, knowing there are so many other LPs out there with much younger DC and no help at all. I have nothing but awe and admiration for them, as it is so bloody hard when illness hits, even at this age.

Anyway, I'll stop there for now, as I don't know if I'm even making any sense.

Leilandri · 30/01/2013 20:46

Could someone going to Aldi in the next few days possibly do me a favour?
Could you look to see if they sell a Ruby Port, and if so how much it is please?

It's my DParents Ruby Anniversary in March, and although I can't afford much - 40 years together deserves some sort of recognition! There is no Aldi in our town Sad so it's a 30 mile round trek, which I won't be making til March, so need to budget in advance. :)

Fluffycloudland77 · 30/01/2013 20:50

I'd love to have chickens Envy. My cat would love me to have chickens too, I'd have to constantly buy new ones to keep the numbers up.

You'll be better in a few days CremeEgg, the first part of a virus is fucking vile but your body will be frantically making antibodies. I have a sore throat now in sympathy, caught from Dh's virus which has gone to a chest infection as usual.

Cancelling TV licence tomorrow. So excited.

Fluffycloudland77 · 30/01/2013 20:51

Aldi Fletchers ruby port is £6. It's won awards and is lovely. We had some at Christmas and it was nicer than Taylor's reserve.

Thatsinteresting · 31/01/2013 11:44

CremeEgg - I hope you're feeling better. Don't feel bad a about your ds. A few weeks back both me and dh had vomiting bug so for dinner our Dc (both under 5) got plain pasta followed by a satsuma that the older one peeled. I was in bed at the time and Dh said that was the best he could manage. They eat well most of the time and know they are loved so a couple of hours exceptionally rubbish parenting hasn't done them any harm. I'm sure you more than make up for that brief lapse the rest of the time.

Food budget has gone a bit wrong as I forgot that my dsister was coming to visit and it's just easier all round to buy pizza. I did use cashback and a voucher though. Take out pizza is SO expensive even when reduced. Apart from that I've spent £20.72 but need some more milk and some lemons, which I'll get from Aldi for 39p. My ds did bring with her a bottle of wine, small box of luxury chocolates, 18 'home-grown' eggs and 25kg(!) of potatoes so I did alright out of the visit. She also bought some nearly out of date mince pies but I'm not ungrateful.

Ali- I'm taking a break. I was only working one day a week but it was at the weekend and we felt family time was very lacking. I spent ages going over our budget. I'm sure we'll survive and it's not forever but I want to be at home at the weekend now pfb has started school.

Helenagrace- Good luck with interviews.

Pay day next week, think we're on target.

AdoraBell · 31/01/2013 13:31

Creme

Hope you're feeling better today. Please don't beat yourself up over a lack of gourmet meals when you're under the weather. Mine get "pic nic" dinners sometimes, bits and pieces of no-cook food. Cheese, ham, crackers, bread, fruit, chopped veg or un-chopped salad, yoghurts, fruit, nuts and the crowning glory -biscuitsGrin

Yesterday I committed to $4 (yep US dollars) per week for an online diet/excersise thingy. I need a bit of motivation and this one looks like it'll work for me. Other than that it was an NSD.

CremeEggThief · 31/01/2013 13:49

Thanks again everyone. You're all so lovely :). Thanks

I'm feeling MUCH better compared to yesterday, although still rubbish and not-quite-all-there. I managed a shower and to take DS into school this morning; I'm just doing a bit of admin type stuff on the computer now; and after lunch, I'm going to drop my books back at the library; attempt to vacuum downstairs and clean the downstairs loo, and maybe even empty the rubbish. The fact I can smell it must be a good sign, right?

So far, £2.80 on travel and I also need to get some dry cat food and pay my CM £10 later.

economymode · 31/01/2013 14:00

Hurrah for a better Creme!

If anyone has a nectar card, you can get 50 free points just by answering a few questions. Took me under 1 minute.

£7 so far today - £1.50 on playgroup and then £5.50 on lunch at a community cafe for me and EconomyBoy. I don't eat out often but couldn't face making lunch. Plus I hope the 2 mile round trip pushing the buggy will help get EconomyBaby moving.

Oh and 50p for the Mirror and its Aldi voucher.

Fluffycloudland77 · 31/01/2013 14:11

50p daily mirror.

£2.50 5kg of co-op potatoes, their smart price version.
£8 chick crumb for cat litter (don't need it but was passing so got some)
£28 for 20kg of sunflower hearts for the bird table so the cat has something to watch.

Need milk but dh will pay for it and half the potatoes.

You must be feeling better if you can vacuum creme!

economymode · 31/01/2013 14:33

Just been paid £100 for the work I did last week. And have invested it in a Panasonic breadmaker (feel my wrath,if it doesn't work, people...). I got it from Lakeland and managed to combine three codes to get £15 off,so worked out at just over £100.

CremeEggThief · 31/01/2013 15:17

Yay, Economy! Enjoy :).

Fluffy, it hadn't been done in a week and a half! I could only manage a 10 minute whizz around, but it looks so much better. Right, quick clean of downstairs loo next, then I can have another Lemsip and read for an hour before I have to get DS. BTW, how's your sore throat today?

Fluffycloudland77 · 31/01/2013 15:24

More sore! Drove most of the way to work and thought sod this. Had an unexpected visitor and bled all through my work trews. Apologies to male lurkers!. Ta for asking.

Just cancelled my tv licence, they need evidence before I get my refund but they can't think what I could provide as evidence. So that'll be interesting.

Off to get milk now.

Leilandri · 31/01/2013 15:57

Thanks Fluffy I knew someone would know. Aldi it is then! Seen a nice card, so will be under £10 all in for their pressy :)

£1 on a frozen pizza for DH's tea today, as I am out to Bingo tonight. Have a voucher for free entry, and 1 for £2 off a main meal, so hopefully will spend about a fiver. Now I just have to win! would be nice for once

Glad you're feeling better(ish) Creme
Hope your throat feels better soon fluffy and Yay! for TV Licence

1stMrsFrugal · 31/01/2013 16:09

Hi all. What a lot to catch up on. Helena great news that you have a second interview - good luck!

Some NSDs this week (including today, love free storytime at the library Smile) and only spend has been top up shops and various bits from Boots for DTD2 who also has the horrible cough, creme I feel for you.

Starting to come to terms with going back to work f/t and DCs seem OK with the idea. Also managed to get 2 new tops and a dress half price in the Boden sale so I have 3 work outfits, just need a few more things and I think I'll be able to manage for a bit.

Have managed to save £33 a month by cancelling security alarm monitoring service and signing up for SIM only contracts for DH & my phones. Put double buggy no longer needed on Gumtree this morning too.

northender · 31/01/2013 16:44

Well done 1st, those are good savings.
Glad you're feeling better cremeEgg.
Good luck at the bingo Leilandri
I've had quite a good week and even a NSD yesterday! The car is back from the garage now and working at the moment. They are 90% sure they have fixed the problem but have no way of knowing for sure so please cross your fingers for me ladies. Still he has not charged us anything yet as he wants to make sure it is fixed and only time will tell. There are still good people around Smile.
I've ordered 300 Blush photos from snapfish but have managed to use a discount code and also had a discount relating to a present that didn't arrive in time for xmas so 300 pics for £17 inc delivery.
I also had problems with a Vertbaudet order before xmas and spent £12 on a phonecall to their customer services dept. Obviously I complained Grin and have ended up with a £20 credit so I'm trying to figure out the best value I can get from that.

I also wanted to say what a fantastic thread this truly is, Thanks to you all. It has got me so motivated. I came on it because we have money on credit cards we need to pay off at the end of the year to avoid incurring any interest. However what it has done, in combination with logging all our expenditure, is alert me to the fact that we have been spending too much. I've now devised a budget for this year but another for beyond that once all credit cards are paid off. We have done lots of work on the inside of our house but still have stuff to do on the outside and we will need a new car (hopefully not til next year!). To be able to do all that and build up some savings this needs to be a long term thing.

Phew, sorry for the long post Grin