Only Halloween will be scary in October - NOT our finances :)

[Leilandri]

Oldies and Newbies welcome....
Can't believe we are approaching the end of the year so fast. 9 months of money-saving, thriftiness, waste awareness. We deserve a large

Good going, ladies. Hope you manage some sleep, Adora!

Hoping for an NSD today. Spent about £20 yesterday total on posting 3 eBay parcels and my mum's birthday present; also had to buy more parcel paper and tape and a loaf, a paper, crisps and chocolate. Honestly, this eBaying is more hassle than it's worth!

Eek, I'm a bit scared to post...

Solved the what to wear to the wedding issue by spending £50 on a top. A TOP. ONE TOP. It is the only thing I have found that doesn't make me look like I'm wearing a tent and I can dress it up or down, so I should get lots of wear out of it.

Today we ventured to IKEA. It almost wrecked our marriage, but we did get what we went for. All in all, we spent just under £100. But that should have been £120 as I split it into several transactions (this does not go down well with cashiers at IKEA on a busy Sunday, note) so I could use multiple vouchers that were in the MSE newsletter. We got:

• chest of drawers for new baby (£55)
• storage box/coffee table (£16)
• toy play tunnel for EconomyBoy, not needed but was a treat (£10)
• toy circus play tent thing to complete said boy's Christmas present (£17)
• step for him to reach the sink (£2.50)
• a few decorative vases for Christmas hampers (65p/each)

I also sold a wardrobe that we don't have room for anymore (too big to fit in nursery along with the other baby paraphernalia. That earned me £30, which went straight back into the UK economy in the form of a hair cut (£25.50).

Tomorrow won't be a NSD, but hopefully won't be too much.

I've also listed a load of clothes I can't sell locally on ebay, so fingers crossed that nets me a few ££ next weekend.

Oh, and £15 on a toy pram for nephew's xmas present. But that is xmas almost sorted now, as I am getting little bits and bobs for both sets of parents' hampers as I see them. MrEconomy is yet to start on getting me anything though...

Oh, and £60 on filling the car up (double nectar points) at Sainsbury's. That should do me 6 weeks or so.

Basically, our bank account has taken a bit of a battering.

But don't you feel better for it, economy? None of it sounds as if it's frittering. :). And the top sounds fab!

Managed a rare NSD here.

Alert to the MN christmas appeal go on feel all warm and fuzzy

Do you know what, I do feel like we're really on top of things, cremeegg. December is normally a manic month for us financially, but this time it should be ok.

this is the top, which I'm a little bit in love with. Hopefully I'll be able to sell it on after this pregnancy.

Thanks for the link, Norma, will see if I can get something together. It's a great appeal.

Oh economy that top is gorgeous, rather of it tbh!
Have dragged all the Xmas pressies bought so far out of their hiding places, and I'm extremely pleased that I only have Dmum, Ddad, DMiL and DBro to buy for. All of these have gifts bookmarked in my amazon wishlist, and I get £200 of amazon vouchers through the post from Park savings soon :) Means I should be able to give the £100 of Love2Shop vouchers over to DH to treat me

It's fab, economy! Well worth the money :o.

Hi everyone,

I have spent hundreds I went to a toy sale and spent £90 (did get loads of pressies sorted at really cheap prices tho)
I went to a florist wholesalers and have started making stuff to sell - but spent £260

DH took dd and her friend to a soft play place and macdonalds so he spent about £20

The food shopping for this week is about £80 too.....and I had £50 of petrol put in the car and dh needs petrol too

I have £6 in the bank and none of the above has come out yet BUT I will get paid quite a bit this week so hopefully by the end of the week it will be back in the black.

That's a lot of flowers, xroads! How much do you sell your stuff for?

I'm on a roll here today - by cheating various systems using different email addresses I have vouchers for 3 free boxes of Special K, have one free and one 1/2 price photobook for both sets of parents for xmas, should be getting free deodorant in post and have chased up nectar points for £200+ that I should have got from a purchase from ebay in August, but didn't. Oh, and chased up an invoice and have just been paid £150 for freelance work.

Also, £1.60 on soft play and £25 at Aldi for the week.

brilliant Economy!

I need to do a couple of invoices thanks for reminding me!

I sell at various prices from £4.50-£25 I've got 2 fairs booked for Nov, thinking about doing a 3rd one. It's all dried/ artificial so at least I won't lose money if I can't sell them which I'm hoping I will do! I've put them on facebook selling pages already......

You should easily make it back then! People love a good wreath at xmas !

Best of luck with your business venture, xroads :).

£7.17 total today. £4.60 on bus fares and £2.57 at Lid.

Best of luck with your business venture, xroads :).

£7.17 total today. £4.60 on bus fares and £2.57 at Lidl.

Too tired to read through properly, sorry. Although that top does look lovely economy and good luck with your flower business xroads

I got the groceries today, £65 this week. Shold only need to top up veg and a bit of fruit through the week. Also found christmas gifts for the DDs on behalf of my sister. She's unable to work and so can't afford to buy, so I always do it for her. Spent £20 on both of them. Roads were £6 today, that includes peak price on the school run. The DDs and their fiends were still awake and giggling at 6am on Sunday mornng, then woke up at 8.30. It's taking me a while to recover.

Thanks

awwww that's a lovely thing for you to do for your sister and nieces adora!

I've gone from £6 in the bank to £567 overdrawn, I'm waiting on a few payments to come in, one for £200 (need to nag for it), another for £130 (waiting on the invoice to go through) one for £100 coming in on friday and one for £150 (waiting for invoice to go through) so if everyone paid me and I didn't spend any money I'd be £13 in the black.......

Sunday was a NSD
Yesterday £2.50 on unlimited coffee at Mummy-meet took full advantage of that! and £17 in Morrisons on top up shop, £7 was toddler formula though.

Got to write a cheque for £100 for nursery today, then beg ask DMum for the money to pay into account so chq doesn't bounce
Other than that, will be a NSD.

Thanks fluffy. We put an extra jacket on water heater the first week we were in as the water wasn't lasting long at all. It's an ancient system though and is all outside in the shed!! Think we're just going to bite the bullet and replace it as there were sparks coming from the boiler on Sunday. Next door neighbour said it had happened before but old owner hadn't had it looked at and had told them he hoped it would last till they moved. Grr Thankfully we did take it into account when we agreed a price for the house and managed to get it for 17% under valuation. Unfortunately it doesn't mean we have the money now as we've done nothing but sort leaks since we moved in. DH is going to sell his car to pay for it though so fingers crossed that moves quickly.

Not had too bad a weekend after all spends wise. Only spent £15 on night out on Sunday and also £29 at Aldi. Spend £7 yesterday on some leggings for dd3 as she has put her knee through 4 pairs this last week. 2day I've spent 99p on conditioner and will be about another £1 to post a fb parcel. Got £16 through mail today for that though. Unfortunately have lost £1 of it as dd3 has taken to hiding change. One day I'm going to find it all and be rich

I've been extravagant, manicure, £8 including tip. Need to sort school shoes after school, I'll update later.

£8 for a manicure?! I thought mine was a bargain at £14 for a French!

£6.40 total spend for today, on bus fares for me and DS, and tea and hot chocolate for me and my friend.

Tomorrow will be more, as I reckon my eBay order will come to over £20 in postage, and I think I under-charged a lot on at least two of the parcels :(.

Yes, things like that are cheaper here, but it was extravagant because I didn't need to get it done, but is was nice

Couldn't exchange the school shoes for DD1, bought them last week but they didn't have anything similar, so I had to shell out for more in another shop . This means I'll have to find something else to change them for. That set me back another £30, £6 on roads today and £2 on a coffee.

Tomorrow I'm having an NSD.

Postage came to just under £25. As suspected, I under-estimated two of the parcels, but I over-estimated one, so it could have been even worse!

Also spent about £10.50 on my top-up shop and £54 on a cut and colour but that's on my credit card, so we won't count it now.

That NSD I planned isn't going to happen. DD1 is leaving school at 4, DD2 at 5.15. I'll have to get a snack with DD1, she as a old and isn't up to doing much

Spent £8.17 today in Morrisons on milk, bananas, ham, mushrooms, yogurts and cheese. £4 of that was just the cheese we love cheese!

Proud of myself though today, as I went uptown to pay cash into account, and wandered into Sainsburys (who have their upto 50% toy sale on atm) and I left with NOTHING!! Felt rather smug knowing that almost everyone is done for Xmas, and I wasn't going to buy more for anyone just because it was cheap :)

Hello, I was on here a few months ago and am back with a vengeance! We now have a 9 week old son, and my DH took a month's unpaid leave when he was born so things are a bit tight at the moment. I want to do some decluttering, and have a lot of my DD's clothes to get rid of, so I thought I'd ask for some advice...
Should I sell better quality things individually on ebay and do bundles of the rest? Or sell things on my local Facebook selling page? OR put them all in to the next local NCT sale which would hopefully get rid of a lot at once but they take 35% of your total sales? Any advice will be much appreciated.
I am having a few NSDs as spending a lot of time on the settee feeding the baby or letting him sleep on me. And we now do the bulk of our food shopping at Aldi, with a meal plan, and I've been making lots of soup with all the leftover veg. But there are lots of other areas that we need to make savings in so will be looking out for all your tips.
(And I haven't done any Xmas shopping and am a bit worried!)