Help with railway season ticket

[zinaida]

I'm about to go on maternity leave and am checking the refund policy on my annual railway season ticket - I didn't realise I was pregnant when I bought it, and I've just realised that they don't refund you pro-rata - they refund the difference between what you would have spent if you hadn't benefitted from a season ticket. So I am due a refund of £600 ish and will still owe my work an extra £600 ish on top of that in order to repay my season ticket loan.

I am absolutely gutted. I can see why they do it this way, but £600 is a humungous amount for me. Does anyone have any suggestions? I've had a good look on their website but it's not very helpful. Can I sell it on? Transfer it to my husband (who travels the same route)? Can I suspend it for the year of my maternity leave? Anyone got any advice?

Thanks in advance.

Can you give some more details, what rail company is it?

It's Southeastern trains - thanks for responding.

Hi, I looked on their website and can't see anything except the refund they are suggesting. I think you'll just have to call them up if you want alternatives.

i think that is the refund policy i would be surprised if there is an alternative. they work out what it would have cost you if you had paid full price so you haven't really lost out but it seems a lot to have to give £600. can your work not spread the cost of the £600 for you over a longer time eg £50 per month for the next year.

i know lot's of people at my work will not buy an annual in case they are made redundant etc. i have bought them for the last couple of years to try and tempt fate that i will be able to get pg and not miscarry but no luck as yet. looks like this current ticket will be fully used as well :(.