Do you use your overdraft regularly?

[BlackCatsAndPurpleDogs]

Not being nosey...ok, I am.
Have been in mine for at least a year and wonder if one day might actually get to have a pound credit in my account, would be great

Me either! although my overdraft is only £300 but we couldn't live off £300 less in a month to pay it off. I have just changed my bank account today online and for some unknown reason they have just offered me a £2400 overdraft! I nearly fell off the chair. I would have loved to have clicked on the yes button but I refrained and kept it at £300 to pay off the one we have when swapping accounts. On the other hand it's nice knowing if we do need to up it theres a good chance we'll get accepted for it.

ive got a £2500 overdraft,4 years ago was always in it but gradually payed it of and never been in it since,thank god

great feeling but will always keep it as a buffer,ive learnt to restrain myself so would only use in a real real emergency

We have one and its fab. Sometimes we don't need it at all. other times we do, desperately.

Yep - £1k. Paying it back £50pcm. Costs £10pcm to service