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No spend January?

999 replies

corinewmoon · 27/12/2011 11:43

After he festive blowout and considering ive got some big bills in January, (MOT, car tax, insurance) I have decided to try a no frivlous spending month. There is nothing i really need to buy, (apart from new school jumper and coat for DS) .
So I will be taking my lunch to work every day,
I will avoid costas,
and i will limit my self to one bottle of wine per week
I will aim to spend £200.00 on food shop for the month
I will not go for leisurely stroll to the shops during my lunch break.

Any one else want to join in. ?

OP posts:
Jezabelle · 03/01/2012 15:13

Just changed electricity and gas provider with Uswitch. Saves me £141 per year. Was really pleased with myself, then I saw Victoria's recommendation for utility warehouse! I will look into it in the next few days. I have a 7 day cooling off period with my new supplier.

KinkyDorito · 03/01/2012 15:14

chocolate mousse is not a necessity Grin

I did mean what is is .

Thanks. I like this idea.

I have started writing lots of lists that I'm largely ignoring and sitting on MN instead

MackerelOfFact · 03/01/2012 15:21

This is a great idea. I'm coming into it a little late but have already made a pact with DP that we don't need to go shopping at all this week and can make meals out of leftovers and stuff we have in the cupboards/freezer. I've just spent some of my Nectar points (so, free!) on a hand blender and mini food processor thing, so once that comes it will be homemade soup every day for lunch. I'm also going to change up the Euros that have been sitting in my purse for months (there's about £35 worth) to spend on the following week's shopping, armed with a meal plan. We're also going to go meat-free for January (once the meaty leftovers are finished) as we did this last year and felt heaps better for it - plus it was so much cheaper.

Unfortunately my monthly train season ticket went up by £7 this morning (which is about 5%) so that left a bit of a hole in my pocket.

journoem · 03/01/2012 15:31

I'm in...I really need to cut back, for the sake of my bank balance and my waistline Grin

I got 2 big 2.5kg bags of potatoes from Tesco today for 3p each...I had to look twice at the price and pray it scanned through ok, but it did! I needed potatoes so I'm rather pleased with that.
Also got a big pack of mince for 20p down from £4ish, going to use half of it tonight and freeze the rest. I suggest people head to their nearest Tescos! It looked like they were desperately trying to get rid of stuff they'd over stocked during the Xmas period, lots of Xmassy things like champagne cream going for 5p as well. Not that that's a necessity or anything Grin

CalmHypnoBirth · 03/01/2012 16:17

Count me in. I think it's chocolate and junk food I splurge on the most. I have also put my credit card where I can't use it. Wink
Other than the Horniman museum and the Maritime museum are there any other free museums within walking distance of SE13? I want to avoid train fares with my son.

KinkyDorito · 03/01/2012 16:23

Did you freeze your card Calm?!

clippityclop · 03/01/2012 16:23

Sounds yummy Kinky! Spent £21.00 in Tesco today on must-have loo roll, loo cleaner, milk, butter, frozen veg and eggs. Dinner tonight is a stewing beef (reduced £1.99 for enough to do us twice ) from the freezer with sad, limp peppers, carrots, celery from the bottom of the fridge, tinned tomatoes, tomato puree, red wine, stock paprika and potatoes. Smells great. I have a slow cooker but it's too quick somehow - if I put stuff in it at 8am it's always catching on the bottom by the time I get in at 3pm?

MustControlFistOfDeath · 03/01/2012 16:27

journo Shock Shock mince 20p Shock I would have cleared the shelves

journoem · 03/01/2012 16:28

Oh I would have, but someone got there before me and there was one pack left :( Tempted to go back and stalk the staff that use the reduction sticker machine...

MartyrStewart · 03/01/2012 16:29

Afternoon :)

Ended up spending £22 at Aldi yesterday, but fingers crossed should only need to top up milk, bread and fruit for the month now.

It's My Mum's birthday tomorrow and DD's on Monday, so I am going to have to spend some money, but DD will only be 3 so I am hoping a small gift and a birthday tea will suffice.

I am crap at baking but will attempt to make her a cake.

Sounds like everyone is doing really well.

Jezabelle · 03/01/2012 17:18

A close friend of ours is turning 40 in a few weeks. His DW is taking him away but then a group of friends are due to go for a pub meal on the Sunday. We have decided to say that we just can't afford it and join them an hour later for a drink. It's a tough call but I know we're making the right decision. We'll only be an hour late but I want our friend to feel like we do care IYSWIM! I'll have to think up something nice but cheap to do for him that shows his birthday is important to us. Any ideas?

MrsHeffley · 03/01/2012 17:21

I'm sooooo doing this,the only fly in the ointment is DD has her party Sat-any ideas on how to keep the cost down????

Was thinking of not buying paper plates,cups etc and using the reg china or the picnic plates on last years pony plastic table clothBlush.Also thought I might serve the cake as the sweet course instead of plates of biscuits etc as either the cake or the other stuff never gets eaten.She's taking a small group riding(already paid) and I've bought pony notebooks instead of party bags.

Has anybody seen any crisps/party food offers?

We're eating up scraps this week,going shopping tomorrow but we're having:-

jackets
home made pizza
couscous with the last of the bacon and veg
pasta with home made tom sauce and the last of the cream cheese for creaminess
macaroni cheese and peas
the last of the fish fingers
roast chicken
a chicken left over meal

choc and banana cake to use up the choc pile and rancid bananas
chesse and courgette muffins(ditto)

I know from experience that menu costs buggar all.

MrsHeffley · 03/01/2012 17:59

Forgot to add

veg fried rice
troutcakes

Might get an £80 shop to last 2 weeks if I'm very tight.

ProfessorSunny · 03/01/2012 18:01

Go for it, you can do it - it's what I do each month and it's surprisingly easy when you get used to it. Good luck.

BoffinMum · 03/01/2012 18:15

OK, unexpectedly had ten for lunch (as you do) and they got Bockwurst out the back of the food cupboard, mash, and baked beans. Sorted. And those Aldi Bockwurst have been there AGES!

Have also put all my credit card bills on a 0% rate transfer for 18 months (that means an APR equivalent of 3% if you take into account the transfer fee), and set up a linked fixed amount direct debit payment so that I am not tempted to go beyond this. I am feeling incredibly virtuous now. I just rang my credit card and asked them what they could offer me, and I had a choice of two different deals. I almost want to go onto Martin Lewis's site and crow about this! Grin

cq · 03/01/2012 19:19

Love this thread. I'm taking the piggy bank to the supermarket and cashing in the year's loose change for Jan's food shopping.

JoInScotland · 03/01/2012 20:39

I usually meal plan on an Sunday. I have a look in the freezer and cupboards, and sit down with the white board and write it all out, trying to use what we have and buy as little extra as possible.

This time, I have gone for monthly meal planning. I bought a bunch of mince on sale before Christmas, and so I sat down and planned out the "meat meals" with that and some salmon and chicken I have in the freezer. I used to be vegetarian, so we eat meat one day and veggie the next... about 3 meat meals a week. Then I fill in the other days with vegetarian meals that are nutritious and avoid too much starch/pasta/filler of whatever kind. I try to make them spicy and interesting. Then I put in spaghetti for the day or two left that I am completely unable to come up with something imaginative. But I have a shelf full of cookbooks and I like to get them out and try new things (as well as old favourites).

How did I do it? I went through the freezer and made a list of the meat I had on hand. I looked in the cupboard and saw what pasta, rice, lentils, dried beans and tinned tomatoes I had. I made out my meal planner, with cookbooks in hand and also made a shopping list for the ingredients I would need that we didn't have. I put in an order for Sainsbury's, adding flour and raisins and things to make toddler lunches, muffins and bread.. as well as washing powder, loo roll, paper towels and shampoo, etc.

Result was we usually spend £200-£250 on shopping each month and then get bits and pieces througout the month. I spent £40 for the meat in the freezer (but only needed half of it for the menus) and £160 at Sainsbury's. So that was £180 for us, for the month, including household stuff. We'll need milk later in the month and perhaps paper towels... but I can make toddler snacks cheaper than buying them (we made banana muffins today) and I use any leftovers for my partner's lunches (he hates sandwiches), so it is working well so far.

Jezabelle · 03/01/2012 20:47

Mrs Heffley, how old will DD be? A few ideas: Wrap pass the parcel with left over xmas paper or old newspaper. Just put a cheapy blow out whistle or a pack of Haribos in each layer. Maybe shop around for a present as the "main prize", you can often get packs of books for a pound each and would do for lots of games, (musical bumps/statues etc). Pass the parcel keeps them entertained for a while at little cost. How about cutting crown shapes out of card and letting them loose with glitter and paint for them to use as party hats.

If you want to use china plates instead of paper ones, how about filling a teapot with squash/juice for them to help themselves to and call it a princesses tea party? If there aren't many of them you could have it round a picnic blanket so no need for any table cloth.

I love parties! Can you tell?

GreenandBlacksAddict · 03/01/2012 21:09

Now the morning sickness is gone and the indigestion under control i now feel like cooking so we're having an empty the larder/freezer and make it yourself month. Do not usually manage the whole month as husband was a chef for 10 years and son also follows his need for something different every day, whereas i could live on jacket spuds quite easily !

Lexilicious · 03/01/2012 21:15

Hello, I'm keen on being frugal but also with a slightly different angle of spending ethically wherever I can. By menu planning and diligent freezering I have cut food waste to almost nothing in the past year. My peelings, washed out eggshells and teabags go on my compost heap, and meat or cooked scraps go in the council bin. I get at least three meals out of a chicken, plus the stock. I've been growing my own veg with limited success (very heavy soil, north facing garden, lax attitude to watering) but never aimed to be Barbara Good!

I have been on a couple of those decluttering/hoarder threads this year but not kept up with them (quite bad at thread-housekeeping and remembering where to update things!!) so forgive me if I'm similarly careless with this one.

I think I must have some money in my paypal account from some stuff I sold on Ebay in the autumn, possibly not a lot but it's not doing me any good there!Have more stuff to sell on Ebay and will commit not to buy anything online unless I've checked Ebay first, then other Paypal-accepting sellers (is there a list somewhere?), and as a last resort will go through Quidco. If I can't do it one of those ways, I don't need it.

I've got to get back in the habit of checking my online banking and being more aware of what's coming in and going out - DH does most of this, and yesterday he switched our energy supplier but he believes we are better off on water rates - may need to see if we can go on a meter for a trial period. I need to cancel a Green Flag policy which we no longer need because we changed car this year and it came with a second hand warranty and roadside assist thing. Must check mortgage balance at the end of the month because the new payment year starts then and we can pay down 10% from DH's dividends (was self-employed and took a small salary to be tax efficient).

I buy food from Ocado, often their no-frills brand, and I think it definitely saves money compared to an aimless dawdle around a real supermarket as long as you shut your eyes and click fast through the helpful 'have you forgotten' pages at the end before the payment screen. We aren't going to give up things like naice ham, wine, proper coffee, but I am going to take my own lunch to work and avoid Costa Coffee (has a franchise in my office canteen but they are dreadful). Will probably still succumb to Nero when I go into London which is better coffee anyway.

I am going on holiday next week Blush which is an extravagance but (1) I haven't been skiing for three years, (2) it's me and my dad going all inclusive to a chalet and therefore not going out on the apres ski, (3) we always buy bread and cheese and have a picnic lunch on the slopes, (4) I will additionally take a flask this year so we can take our own hot chocolate if we can make it in the chalet in the morning.

No birthdays this month, but mine, my mum, and my FIL in the second half of Feb. MOT probably some time soon; car was serviced just before Christmas so we don't expect any surprises, but we know it will need new front tyres - SIOB - I don't want to be told what tyres on a large Skoda cost.

Lexilicious · 03/01/2012 21:17

Oh and we have a cleaner once a week who is worth every penny AND even more so since she said she would buy stuff at Costco for us like nappies, washing powder, store cupboard stuff!

Meglet · 03/01/2012 21:42

I managed to spend £13 at the supermarket today. I did get some bits of chicken to roast up so I can take sandwiches to work with me.

Spent my Boots voucher on sensible things, should be ok for shower gel and shampoo until the spring. And vouchers don't count as real spending anywayWink.

My slip ups were a pack of warm knee high socks for DS (£4) and a panini for me (£3).

Loveleopardprint · 03/01/2012 21:55

I'm in too!
Need to save money. Going to try to use mostly food from the freezer and just buy fresh fruit, milk etc.

Bit worried Costa might go out if business with all of us giving up coffee!

janek · 03/01/2012 22:34

jezebelle - way upthread you mentioned spending tesco points on the eurostar. they no longer do this, i don't think (although i would be delighted if they did), although you can still pay for eurotunnel i believe, which may have been what you meant.

having said that, loads of their offers are now only 2x face value of vouchers, not the 3x it latterly was and 4x it originally was. austere times even for tescos, it would appear.

BoffinMum · 03/01/2012 23:28

Happier Birthdays