Hello, I'm keen on being frugal but also with a slightly different angle of spending ethically wherever I can. By menu planning and diligent freezering I have cut food waste to almost nothing in the past year. My peelings, washed out eggshells and teabags go on my compost heap, and meat or cooked scraps go in the council bin. I get at least three meals out of a chicken, plus the stock. I've been growing my own veg with limited success (very heavy soil, north facing garden, lax attitude to watering) but never aimed to be Barbara Good!
I have been on a couple of those decluttering/hoarder threads this year but not kept up with them (quite bad at thread-housekeeping and remembering where to update things!!) so forgive me if I'm similarly careless with this one.
I think I must have some money in my paypal account from some stuff I sold on Ebay in the autumn, possibly not a lot but it's not doing me any good there!Have more stuff to sell on Ebay and will commit not to buy anything online unless I've checked Ebay first, then other Paypal-accepting sellers (is there a list somewhere?), and as a last resort will go through Quidco. If I can't do it one of those ways, I don't need it.
I've got to get back in the habit of checking my online banking and being more aware of what's coming in and going out - DH does most of this, and yesterday he switched our energy supplier but he believes we are better off on water rates - may need to see if we can go on a meter for a trial period. I need to cancel a Green Flag policy which we no longer need because we changed car this year and it came with a second hand warranty and roadside assist thing. Must check mortgage balance at the end of the month because the new payment year starts then and we can pay down 10% from DH's dividends (was self-employed and took a small salary to be tax efficient).
I buy food from Ocado, often their no-frills brand, and I think it definitely saves money compared to an aimless dawdle around a real supermarket as long as you shut your eyes and click fast through the helpful 'have you forgotten' pages at the end before the payment screen. We aren't going to give up things like naice ham, wine, proper coffee, but I am going to take my own lunch to work and avoid Costa Coffee (has a franchise in my office canteen but they are dreadful). Will probably still succumb to Nero when I go into London which is better coffee anyway.
I am going on holiday next week
which is an extravagance but (1) I haven't been skiing for three years, (2) it's me and my dad going all inclusive to a chalet and therefore not going out on the apres ski, (3) we always buy bread and cheese and have a picnic lunch on the slopes, (4) I will additionally take a flask this year so we can take our own hot chocolate if we can make it in the chalet in the morning.
No birthdays this month, but mine, my mum, and my FIL in the second half of Feb. MOT probably some time soon; car was serviced just before Christmas so we don't expect any surprises, but we know it will need new front tyres - SIOB - I don't want to be told what tyres on a large Skoda cost.