Travel insurance - need to be vaxxed to be covered for covid on the policy

[Lemons1571]

So my travel insurer tells me. You need to have had all vaccinations (not just covid ones) in line with the approved uk vaccination schedule. Otherwise the travel insurance policy does not cover you for any issues related to the illness. It’s in the small print of the policy.

Can’t remember the uk approval body though.

Anyone else aware of this?

Totally reasonable considering how much more likely you are to become seriously unwell if unvaccinated.

Yes many are now saying that

Makes perfect sense, but covid vax aside, how many of us have forgotten or never knew that we needed a whooping cough booster or whatever? There are a number of vaccinations like that which are supposed to be boosted in adult years that many people don't know about. Tetanus is every 5 years I think?

Well that makes sense, doesn't it. They don't want to risk insuring someone who's not likely to end up in hospital.

It is a bit concerning given that most adults probably don't know for sure they had all their childhood vaccinations, but you're much, much more likely to get Covid at the moment than, say, whooping cough.

I assume there will be insurance for unvaccinated people somewhere, but they'll have to pay more.

*MORE likely, not not likely!

@Nandocushion

Makes perfect sense, but covid vax aside, how many of us have forgotten or never knew that we needed a whooping cough booster or whatever? There are a number of vaccinations like that which are supposed to be boosted in adult years that many people don't know about. Tetanus is every 5 years I think?

No, tetanus is a course of 5. However, many people didn't have the fifth one as it wasn't given routinely, I don't think. It is now.

Whooping cough is massively under diagnosed in adults as it lacks the whoop.

Presumably it's only the illness you've not been vaccinated against that would cause a problem? If you get run over by a TukTuk they won't refuse a claim because you forgot your tetanus jab a decade ago.

What happens if you got run over by a rusty TukTuk and developed tetanus?

So is this age appropriate then as I haven't had measles and mumps jabs as I am too old, I have both illnesses though. I'm not sure I had rubella jab, probably not, I did have TB one at school though

@User5438965

So is this age appropriate then as I haven't had measles and mumps jabs as I am too old, I have both illnesses though. I'm not sure I had rubella jab, probably not, I did have TB one at school though

The MMR is age limited. If you’re 50 or over you are deemed not to need it (assumed immunity) according to my GP practice.

"The MMR is age limited. If you’re 50 or over you are deemed not to need it (assumed immunity) according to my GP practice."

That's interesting. I'm welll over 50 and had it a couple of years ago at the more-or-less insistence of my GP.

... But they said I'd had enough tetanus jabs in my life and didn't need any more boosters.

Like @amicissimma my GP was very keen to give me an MMR booster a few years ago. She asked if I was interested when I went to see her about something else and when I said yes she did it there and then.

My gp reviewed my vaccinations when I moved surgeries (I was fine). My travel insurance says the same, sensible.

But what about those of us who can’t have live vaccines?
I can’t have the yellow fever or mmr jabs due to my medications

@Heatherjayne1972 you might have to have insurance that would cover you for other things but not your pre-existing conditions or diseases you can't be vaccinated against.

Money Helper, used to be called the Money Advice Service, has a section on travel insurance providers who might be able to help
www.moneyhelper.org.uk/en/everyday-money/insurance/travel-insurance-directory

Always worth checking the small print. Mine states I must have an EHIC card and doesn't cover for alcohol related things.