Are you scared of dying of covid 19? If so, what are you putting in place for your kids.

[FrozZen]

What have you put in place, please?

I don't suffer health anxiety, nor am I scared of dying - it comes to us all. But, if you are worried about covid 19, I would like to know what I may have overlooked in ensuring my kids will be OK on my death, from...... anything. I feel as though covid has at least given a heads up in getting our house in order for our deaths, however and whenever. Thanks.

Badly written title. Sorry. What do you have set up if you/OH die to ensure your kids are fine? But one of the big threats right now is covid, so I'm asking here.

We haven’t set anything up other than knowing my family would step in for the DC if needed. It doesn’t worry me unduly about covid, and it is a sensible thing to have a plan anyway I am sure to have everything in order. Hopefully someone more organised will have advice .
My friend bought her and her DH burial plots years ago and is in her 40s , she is very organised !

One thing I did many years ago is sign the organ donation register, a family member had an organ transplant that saved her life so I’ve seen how important it is for ill people when there is a shortage of available hearts etc.

Nothing to do with covid, but we are mid 40s and have kids age 3 and 11.

We are focusing on our health - more exercise, better diet. So that we have a chance of being likely to live longer!

We have chosen a nice place to live, close to extended family.

We have our finances in order. ("We are worth more dead than alive!" My husband sometimes jokes).

We make sure we enjoy family time. We are not "all about work". We could both double our salaries easily if we wanted to work harder. We choose not to.

Oir Wills are written and we regularly review our financial plans.

We spoke to a beloved family member who isnt old, and asked if they would be guardians in the event we both died. We see beloved family member regularly so there is a relationship with the kids.

I try really hard to not cause unpleasantness at home. I tell my kids how much I love them. I've talked to my older child about how to live, and we've talked a lot about death and grieving as sadly we've recently had a close bereavement. We've talked about not fearing death, but understanding it is part of life and love, and that we carry our loved ones with us in our hearts, thoughts and actions every minute if the day.

Things I still need to do and repeat regularly:

• Create a list of passwords so that someone can easily access my Google drive where there are thousands of photos stored
• label the thousands of photos
• create a "guide to our finances" as the bits and pieces are complex and current there is no crib sheet giving an overview for our executors
• document some family history, as I'm the last repository of knowledge on my side (everyone else is dead except one brother overseas for over 20 years who isnt very familiar with our family background)

Other ideas would include:

• writing a journal, so your kids can feel close to your thoughts and hopes. Tell them about their childhoods, your childhood, and the things you wish for them in future
• make a "playlist" of favourites - family recipes music, films, places to visit, flowers, books as these are fascinating to read.
• document where all your jewelry came

from especially if you have inherited things

• compile family photos in an album
• write out a family tree
• write letters for significant birthdays in future.

Being prepared for your death is not a bad thing. If you start to become too anxious about it, the key is to get more prepared. We are all going to die, but we can make things ready behind us.

Not even slightly concerned about covid. I have a will and life insurance policy in case of death from any cause. There is a folder with all important documents in like passports and birth certificates. I like the above idea of a list of passwords although my laptop doesn't have a password and all my email accounts auto login on there so they could probably access most things anyway

This would suggest to me that you DO have some kind of health anxiety. Chances of you dying of things other than covid are far, far greater (diseases such as cancer, or even getting hit by a tractor on your way to work are more likely than dying of covid if you’re youngish & no other issues)
Are you worried about those too?

I'm not scared of dying of covid.

As a single mum, I've made a will benefitting my ds. I've appointed trustees and guardians who will step up for ds if I'm no longer around. I don't have life insurance but ds will inherit the majority of the value of the house plus my pensions. Plenty to provide for him until he graduates/buys a home etc.

I think everybody, once they have children should do a Will. It’s very easy and can be done online. Apart from the money side, you need to appoint Guardians for your children, so you need to have a chat to those who you would like to look after them, also you need to tell other friends and family your decisions. Time flies and before you know children are grown up and grandparents/guardians are no longer here, so you need to prepare new Wills.

I have a book where I list all our money, savings, names and amounts of all direct debits, pensions etc. Plus any information that may help ie when car tax, mot and insurance is due. Plus I add anything else there that I think would help.

TBH unless you are cev with underlying health issues, I would suggest if you are so concerned about dying from COVID you have put things in place then you may need to reconsider whether you do have health anxiety.

We have life insurance but did pre covid. I don't think I will die of covid. We've already had it once. Why do you think you need things in place for dying of covid as opposed to the many other things you can die of? As a young person you are way more likely to die of another cause.
I also think you have health anxiety.

If I get it in toast. My heart is fucked, my lungs are fucked. I wouldn't stand a chance.

They are adults. They have their dad and a huge extended family. They'd be fine.

No I'm not, and unless you're CEV I do think that's an irrational way of thinking. I've had Covid and it was a cold. I've got life insurance and a will but I did all of that before Covid.