I think it's a bit silly to ask people if they are 'trained to use an oximeter'. It's a plastic peg you shove on a finger. Yes, as a nurse, I know that there are factors that affect the reading - cold fingers, poor circulation, nail varnish. Interestingly, you can be dying of carbon monoxide poisoning and you'll have perfect O2 sats, because the pulse oximeter can't distinguish between oxyhaemoglobin (oxygen bound to haemoglobin) and carboxyhaemoglobin (carbon monoxide bound to haemoglobin).
Regardless, the person sticking the peg on the finger doesn't need to be able to interpret the results, they just have to be able to read the number and know what number means 'you're ok', what number means 'check in with 111' and what number means 'forget 111, you need a hospital'.
If someone has nail polish on their nails and their fingers are cold and they arrive at hospital with lowish sats, the HCP can always say 'Well you look ok, let's take that nail polish off, or use a toe, or warm up your hands a bit." Recheck, either reassure or treat.
Even if the pulse oximeter isn't fantastic quality, then rechecking with hospital grade kit will either reassure or lead to treatment.