When you should be shielding but can't afford to?

[winepls]

IDH has a rare lung condition, it's a huge weak area for him. He's also taking medication that classifies him borderline high risk territory. But I think as well as that, his weak area is lung focused, puts him high risk. And he's a key worker, not NHS or education, but he assists the vulnerable (not directly as in he's not a carer).

His company have more than enough work so they will not be able to furlough him, but we cannot afford for him to be on SSP even with a mortgage break. WTF do we do here? Our mortgage is up for renewal in October so I'm very reluctant to cancel all our non-essential direct debits. Fuck sake :(

Bump x

for being reluctant to cancel non-essential direct debits. What happens if he dies, how will that affect you financially? Putting his life at risk but not willing to cancel non-essential direct debits? Fucking hell.

Have you had the shield letter!

Because if so, follow the advice in section 5 (third page)

Employers cannot force shield group vulnerable to attend a workplace, and you do not need a fit note - the shield letter is sufficient evidence

@ivampire Is this something that would be sent in the post?

Nice one Bercows 🙄, I'm scared of the impact it'll have on our future. Is that the advice then? To cancel everything? It's the fear of the unknown. I'm just asking fucking questions because I am shitting myself about what will happen if we do, or if we don't.

Thanks @iVampire - we have had a letter from his consultant. But it says they have too many patients to assess each case individually & provide recommendations in the government timeframe, so here is a helpful table. He takes one of the medications in the high risk list, but it is high risk of taken with another medication, which he should be on, but it has mega affects on other organs so he decided not to take it.

Argh. He's a strong bloke in many ways. I guess we're gonna have to take the leap in order to protect him, they can't have what we haven't got hey.

Your mortgage providers will be aware that the world has gone nuts this year so they probably won’t hold it against you anyway. Financial security can’t buy life though, and this virus is so infectious it isn’t worth the risk. I’d be thinking the same as you though, it’s a scary situation and huge decisions to make. Can DH use annual leave to cover some of the time?