I need an outlet to complain about my situation

[CVpityparty]

NC as this is so outing and I'm a regular poster.

I know everyone is struggling at the moment but I need one place where I can get it all out as I don't feel I have anywhere IRL.

I am a single mother to one (7). We've been self isolating already so the cabin fever has already set in and it's difficult having an only child who has no one else to interact with 24/7 and is feeling upset about the restrictions being placed on everything. This won't improve as we need to do social distancing for the long term because of health issues.

My financial situation is bad. I am self employed and have been for some time. I had been preparing to launch a new business imminently. That is all now on hold. It isn't something I can do working from home. Because I had been focusing my efforts on setting this business up my income recently has been very low so I don't have much to fall back on. Being self employed I will get very little financial help at all and as a single income family that is very hard with a mortgage to pay.

My mental health wasn't in the best place before all of this.

I feel like I need 5 minutes to myself to let this all sink in and to try and plan how we are going to survive and to get benefits sorted and I feel like I will never get it.

Hi - I'm here and listening to you , it must be very hard .
Do you know if you qualify for universal credit , or I've heard you can apply for a crisis loan ( don't know the details )
Can you listen to soothing music or rock it out by dancing . Are you sleeping ok ?
Take care,

@CVpityparty I am sorry it is hard for you. It sounds hard and you are doing as well as can be expected. We are here for you so tell us what you want to. 🍀
What is your favourite flower?

I’m still living life as normally as I can. I’m avoiding as much unnecessary contact as possible. Not everyone will be in a position to isolate themselves 100%. Most of us will have to venture out or come in to contact with others for one reason or another. Your mental and emotional wellbeing is also important. Do you have anyone else who you can connect with to help you have a little space to breath? I’m a lone patent. I do understand. I think in your circumstances it would be prudent to connect with another person or family where you can help each other out. If not, perhaps plan your day around you child and include a favourite movie or a distraction that you know will give you some time out. Set up a space in your home that’s just for you during that time. Use bedtime to breath and be kind to yourself. I’m lucky. My child is a teen and barely breathes my air . I hope you’re doing ok. Life’s going to very tough for lots of people right now. I’m sending you a virtual hug.

Thanks for the response.

Yes, I can probably get UC, if I can get it sorted without interruptions, but quickly looking at online calculators I will get very little. I can try for a mortgage holiday but that may not last as long as the measures and I would not receive anything like enough just to cover mortgage and bills and it will take a long time to get my business on track again even once this had calmed down.

I feel like I'm not being a very good mother because I'm feeling overwhelmed and don't have a minute to myself.

I will be ok. I'm just having a moment and will calm down again.

OP I read yesterday that some of the banks may offer a 12 month switch to interest only on your mortgage, if that would be more helpful. That's what I'm going to enquire about next week as like you the 3 months is not likely to be long enough for us.

I know its easier said than done but try not to panic about money. More will happen over time. Utility companies are putting things in place, other bodies will start offering things. Banks are allowing missed cc payments etc.

Are there any local charities that might be able to help with food supplies? I think there will, as a pp said, be lots of support from banks and energy providers. It truly is awful to think of people worrying about bills. It feels like the government and utilities are thinking about how to help. I feel very blessed at being a key worker which means I continue to Work and get paid. I’ll be contributing to food banks.

I'm not so worried about food as there are only 2 of us and we don't need a lot. I'm sure there are families with less as they have more mouths to feed. Me main problem is the mortgage. I will have to see what they can do for me.