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Council tax

6 replies

Starisnotanumber · 17/03/2020 12:29

Has anyone had any information about council tax? Just trying to work out a budget from our much reduced income and it a 120.00 a month we haven't got.
I know from previous experience that if you don't pay they threaten count and insist on it all at once.

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user1485461206 · 17/03/2020 12:40

I’ve just received my new bill, first payment due 1st April, my local council let you spread it to 12 months instead of 10 if you are struggling to pay, my mom missed a payment once and the bailiffs was on her doorstep in a week but I think they will probably be more lenient in the current circumstances for some people

Starisnotanumber · 17/03/2020 12:52

Similar happened to me was threatened with bailiffs but managed to borrow money off a relative to pay back over the year.
Looked on council website and hasn't been updated gonna pay first installment when it due and hope that there is some leaway after then for people on reduced income.

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BarbaraofSeville · 17/03/2020 12:56

If your income is much reduced, would you be entitled to any benefits that may include council tax support?

But yes, you would hope that they would be sympathetic to people who have lost their income due to coronavirus, but that doesn't take away that council tax is a priority bill.

Do make sure you correctly prioritise your income and seek help/keep people informed if necessary. If you have any unsecured debt, it is lower priority than rent/mortgage, food, council tax and other bills, so make sure you cover the essentials first. If you run out of money before you get to any debts, that's the trigger to seek formal help, although if you have a mortgage, look at any payment holidays that your lender may be offering.

Systematic way to go through your budget with signposting to increasing your income, cutting expenses and proritising debts/gettin help:

www.moneysavingexpert.com/family/money-help/

Maybe also look out for Boris's magic financial solution later today, although I would be surprised if there's any meaningful help to most individuals.

danni0509 · 17/03/2020 13:04

https://www.dailymail.co.uk/news/article-8120341/Rishi-Sunak-unveils-massive-package-stop-UK-going-bust-amid-coronavirus.html

Just seen this on daily mail regarding council tax and utilities hope it helps Thanks

BarbaraofSeville · 17/03/2020 13:26

Ah, that's interesting. Up to now, they've been going on about people who lost their income to apply for universal credit, but there's a lot of gaps in that (eg child free couples where they keep one earner and are put in the position where they're not entitled to receive any help but don't have enough money for essentials due to high rent for example) and the UC system probably couldn't cope with a massive influx of claims, but I did wonder if it was time for the oft mooted but never implemented universal basic income, so everyone has some money without a great bureacratic hoop jumping exercise, but if they do that it's a step in that direction, but it probably won't happen because it's so useful and sensible - help everyone with a simple solution.

Starisnotanumber · 17/03/2020 13:38

Sometimes worth reading daily mail then. Seems sensible but then when has sense come into things.
Not laid off work yet but think it's coming soon you can't keep paying people if there's no income coming in

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