Hi everyone!
I’m at a complete life crossroads and would really appreciate your advice.
I’m 31 and my husband (32) really want to have a family but we are going round in circles trying to decide whether it would be better to put off TTC and move house first.
We live in a third floor 2 bedroom flat in a suburb of Edinburgh. We have spent time and money renovating the flat over the past 3 years, have friendly neighbours and the area is quite family friendly. Many of our neighbours in our block have babies and children so we’re confident that it would be do-able to stay in the flat in the short-term but we’re on the third floor, only have a shared garden and we don’t have any family nearby (my parents are an 8 hr drive away and DH’s 6 hrs) so we would need the second bedroom for them to stay. We’re aware that we’ll probably quickly run out of space and we’re not keen on staying in the city longer-term especially if we had school-age kids. I worry that we’d get stuck living in the flat if we stayed as we'd be able to afford a lot less due to maternity leave/going back to work part-time/childcare plus rising interest rates.
We couldn’t afford a bigger house in the area we currently live in so would be looking to move about an hour away to a completely new, much more rural area where housing is cheaper. My worry is that don’t know anyone at all who lives there, it’ll be a 1+ hour commute to work (but only once a week) and I think it’ll be much more difficult to meet other mums as seems very insular. We'd also only want to live in that area if we had kids so it's a risk to move before TTC.
There’s also a third option of relocating completely to be closer to family but this would mean us both leaving our jobs and we’d probably struggle to get jobs that paid as much, and moving to an area where housing is much less affordable. I think this would mean postponing TTC for at least 2 years as we’d need to find new jobs, buy a house and I’d need to wait until I was entitled to full maternity pay. I’m also not sure how useful our families would be in terms of providing childcare etc.
In our situation, would you:
- Stay living in the flat and TTC now, and try to move if/when we have baby. We might have a better idea of our needs then but would be able to afford much less due to reduced earnings than now.
- Move to a bigger house in the new area now and wait to TTC until we have moved.
- Relocate to live nearer to family now and TTC in a couple of years once settled.
- Something else?
It would be so good to hear what you’d do in our situation as we can’t decide what to do at all! X