It's very, very difficult to get your head round. Mine was much lower than yours though, so I reckon more investigations might be warranted for you as IVF could well still have a good chance of success.
We'd been TTC for a couple of years before we went for investigations. I had two miscarriages after trying clomid, so there must have been a couple of random eggs knocking around. My story is probably more of a worst-case scenario as my AMH was reading as less than one, but apparently the more useful and accurate indicator of low ovarian reserve is antral follicle count - they do an internal ultrasound to see how many egg follicles are in your ovaries. I think I had one or two, I can't remember, but it was at this point they told me that normal IVF would have a 1% chance of working so if I wanted children, I would have to go the donor egg route. At the time I was devastated - I struggled with not being able to have my own genetic children, and I didn't proceed at that time because my head was a mess.
It was only a few years later, when my nephew and niece were born, that I realised I would absolutely love a non-genetic child as much as a genetic one. We had some counselling sessions to make sure we understood the emotional side of things and, four donor egg cycles later, a week before I turned 40, DD was born. She's almost a year old now and I can't even begin to describe how much I love her. I'm so grateful for her every single day.
Sorry to waffle on! I do think you shouldn't lose hope yet; your level isn't as low as mine so consider more investigations to see how many follicles you have, and get some advice from a specialist low-AMH clinic. There's every chance you can have a baby, it just might be via a different route to the norm!