Are you ever financially ready to have a child?

[dangle90]

I know it's normal but I'm worrying!

Yeah I just don't want to wait thinking wel try after I've paid the car because no one knows if you are going to run into any problems or what have you. I've got loads of overtime booked in and so as DP so just going to pay as much as I can before (all been well) we do have a child.
Hope all is going well with the pregnancy evergreen

Yeah exactly lovelyupnorth you live within your means don't you so I'm sure we'd be able to make cut backs. Did you save a lot of money?

Exactly OP

Thanks

"My parents didnt own their first house until I was 12? They had 4 children."

The housing market is very different now, it's changed a lot in just one generation. There is a housing shortage, rents are much higher, and tenancies are less secure.

I agree with the main point which is that it is of course possible to manage when you rent your home and have children, but I still think that having a mortgage is the ideal, and it's naive to assume that if our parents managed, we can.

My parents didn't have to pay university tuition fees and got maintenance grants rather than loans. Look at how much that's changed too!

When found out pregnant had some debt. In the 9 months till birth we save the salary we'd loose so and budgeted and lived off the lower wage as wasn't going back to work and earnt twice my DH. So budget to live on his salary.