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Conception

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How to be best prepared before TTC - how much have you saved?

30 replies

mrsd2014 · 02/01/2015 17:33

So this is my first post. We're not trying as yet, but I am definitely getting baby fever!
Husband and I are recently married, and have booked our honeymoon for April. I am fully ready to jump in and start trying for our first little one, although husband (forever the voice of reason) says we should at least wait until we are back from honeymoon- who wants to be pregnant on honeymoon?- and have an opportunity to save up.
I can live with being pregnant on honeymoon, but I would really like to be as prepared as possible for our little one.
So if I could just ask how prepared are people before their baby arrives- in terms of financial? We both work full time and own our own place but due to the wedding and honeymoon we have zero savings. My maternity pay isn't going to be great- but we should be able to live off his wage, although I think having some savings behind us is going to be best. But knowing how much is a good amount to have, we're a bit clueless. I know this depends on a lot of things e.g. how much our outgoings etc are, but in terms of how much more a baby will cost us in the first few months we don't have a clue.

Any advice will be appreciated!

OP posts:
olivehater · 03/01/2015 23:05

It would be good to have a couple of grand saved for essentials. You can save here and there but you will be tempted to splurge on he odd thing. and why not? It's exciting with your first.
I didn't go overboard I think. Biggest splurge was a bugaboo ( not much change out of a grand) -I love it and as it's something I use every day I think it was worth it. Car seats are expensive and have always gone top spec on them.
In other areas I have been more miserly. Clothes for instance - happy to put my baby in hand me downs from day one. Still am. Do buy the odd bit of boden ordered the balance ;-) Toys are the same, graciously accept hand-me-downs , buy charity shop stuff etc, because at the end of the day they will grow out of them in a flash.
Formula, nappies etc cost a lot. Breastfeeding isn't all that cheap either ( special bras, clothes, pumps etc) but then you don't go out as much so swings in roundabouts.

nightandthelight · 04/01/2015 07:59

Hi Olive, yet another thing I hadn't thought about, all the paraphenalia associated with breast feeding! Like you say though we won't be going out for dinner etc which currently we do quite a bit of.

GuybrushThreepwoodMP · 04/01/2015 08:06

Except you don't need all the breastfeeding stuff. Layer up two vest tops and lift up the top one to about buying lots of clothes. Hand express unless you plan to do it a lot. Just a couple of bras and washable pads and your all set.

olivehater · 04/01/2015 10:06

Some people don't need it but I did and you don't know really what you might need or want. I liked using an electric pump. And I couldn't manage the top up/top down technique so preferred proper breastfeeding clothes.
A lot Of people will suggest you can do everything to do with a baby for nothing. But being more realistic there will be areas you will want to spend.

GuybrushThreepwoodMP · 04/01/2015 10:32

Oh of course. Breastfeeding might not even work and you have to ff anyway. I spent a lot of money hiring a pump because I exclusively pumped for several months. But if it does work and you are trying to save, you don't need any of that stuff. No point buying it all in advance or spelling out a budget IMO because you can't predict what will happen feeding-wise!

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