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Conception

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Private healthcare

9 replies

twinklestar2 · 21/12/2012 15:05

Can you get fertility treatment with private healthcare?

OP posts:
EuroShagmore · 21/12/2012 15:09

Usually no, but it will depend on the terms of your policy. Every policy I have seen in the UK specifically excludes it though.

twinklestar2 · 21/12/2012 16:03

Thanks euro. My company have offered to pay for private healthcare or give me £500. Guess ill take the money.

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EuroShagmore · 21/12/2012 16:33

If you want to put it towards fertility treatment, that seems sensible.

If you have a gynae problem that is affecting your general health as well as fertility that might be covered. E.g. a friend of mine had endo treated by laproscopy twice while she was ttc. That should have helped fertility as well as the pain she was suffering every month. But she ended up needing IVF and that was not covered.

twinklestar2 · 22/12/2012 15:31

I was just wondering if it would get me referred quicker. Do you know?

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FrankelcenseAndMyhrr · 22/12/2012 22:13

I have "VIP" healthcare insurance as a perk of my job. It has an exclusion clause for fertility and maternity care, but I can get into The Priory to treat substance addiction Grin

QTPie · 23/12/2012 00:32

This reply has been withdrawn

This has been withdrawn by MNHQ at the poster's request.

EuroShagmore · 23/12/2012 08:24

Paying to go private will usually speed things up, but unless you are running out of time age-wise I'd recommend getting as much done on the NHS as possible (blood tests, HSG, SAs) and saving the money that you have when you have exhausted the NHS options.

I agree with QT that private healthcare can be very valuable. I've had considerably more than £500 worth of private treatment for non-fertility stuff over the past year (non-fertility stuff). It was something entirely unexpected that came up out of the blue.

twinklestar2 · 23/12/2012 10:33

We've had SA, pelvic scan, bloods, smear, chlymidia and full health check ups on the nhs and will be referred to the next stage next year where I'll have the lap and dye.

What can I have done privately after that? Sorry if its a dumb question.

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MurderOfProse · 23/12/2012 12:07

Yep in 2007, I had a lap and hysteroscopy privately (it was covered because I had an unidentified mass in my pouch of douglas, but the private doctor I was seeing knew the full story and cheerfully lasered off some endo while he was in there!)

Despite being fully covered and having £1000 of outpatients cover, I still ran up a bill to pay an extra £1000, how, I don't know - it was the outpatients stuff basically. The consultant appointments ran at £250 at time and I needed a good few of those (pre and post op) plus blood tests for the operation and I presume a few other things. Thankfully the doctor was kind enough to halve the amount I ended up paying out of pocket but that was out the goodness of his heart..

£500 takes you nowhere.

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