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Christmas

From present ideas to party food, find all your Christmas inspiration here.

Anyone want a saving for Christmas support thread?

16 replies

Charrington · 21/08/2023 17:08

I thought it might be nice to have a thread where we encourage and support each other in budgeting and saving for Christmas. Anyone interested?

OP posts:
coloursquare · 21/08/2023 17:13

Yes I'm in!

FlowerTink · 21/08/2023 17:15

Yes this is a great idea!

Charrington · 21/08/2023 17:17

Excellent. I know there are other savings threads but it’s nice to be able to have some Christmas chat too.

OP posts:
Moonshine86 · 21/08/2023 17:19

I’m thinking about using the Tesco saving scheme this year!

Moonshine86 · 21/08/2023 17:21

I was also thinking earlier about purchasing some Nando’s gift cards from Costco for my teen nieces / nephews as I’m sure you can buy two £20 vouchers for £34.00? Looking to make savings this year by being organised!

Soccermumamir · 21/08/2023 17:58

Yes please 🙂

I'm already in the Tesco Xmas Savers. 3rd year running and it's so helpful 👍

Charrington · 21/08/2023 20:43

I’ve set up a Christmas savings pot on Revolut so I can do my Christmas shopping with that card too. It’s too easy to lose track and overspend if it’s coming out of the main account.

OP posts:
latenightprep · 22/08/2023 16:14

I'm saving with my local credit union, they have a Xmas saver and you can't access the money until Nov 1st I think (so I can't spend it beforehand!) and you get a bonus.

TheLovleyChebbyMcGee · 22/08/2023 16:17

Asda rewards are doing a save up and they give you a bonus £5 if you get to £40 in points, not much, but it all mounts up!

Charrington · 23/08/2023 22:04

All my good intentions went out the window this week as I realised all the various bits and pieces I’d forgotten to order for going back to school.

I was planning on putting money into cards now for my nieces and nephews (not very original but always appreciated) and setting it aside now.

Hopefully next week will be better!

OP posts:
tinkertots · 25/08/2023 23:17

If anyone uses Asda rewards app they've got a Christmas cash pot saver now, it's handy to put any cash back into on the app - I'm hoping to put mine towards the food shop

Lovebeingamummy2 · 25/08/2023 23:42

Hi everyone can I join , I have a question about the asda top and save thing. Do you add money to a savings card or something I have no idea how it works and when I try to click on the advert on the asda rewards app nothing happens

TIA

NoWordForFluffy · 26/08/2023 12:52

I save £65 a month all year for Christmas / birthdays. I used to put money on a Sainsbury's gift card, but it was a bit limiting, so now I just have a savings account so I can buy stuff wherever I see it.

guiltyfeethavegotnorythym · 28/08/2023 06:41

I save all year round for Christmas too , does feel really weird though sticking money away for Christmas in Feb .

NoWordForFluffy · 28/08/2023 06:50

Doesn't feel weird to me. The standing order just sends it across!

BiddyPop · 28/08/2023 10:54

I have started my first Dunne's Stores card of the season - €2 savings stamps, room for €98 on the card, spend anytime but if you fill it up they give a final €2 to make it €100. I use my coins to get stamps all autumn and spend the cards in the run up to Christmas for the big stores shops and when all the "seasonal offers" (extra large jars of mayo, bogofs on curry sauce etc) are on things that we use anyway so I can get extra to use for a couple of months. Without feeling pinched by large food shopping bills. And enjoy the treats.

I usually use any spare coins in my purse in the machine on the wall. And any week I have underspent my regular food budget, I ask for stamps to make it up to the regular amount. So I usually have a couple of cards by mid-December.

The other thing I find works well is to pay yourself first for savings. I have a salary sacrifice scheme to pay straight into the credit union at work before I get my salary to my bank account. That's my regular savings for Christmas, birthdays and holidays.

And I have a separate monthly standing order (halfway through the month, to avoid bills which are usually paid at the end from the other fortnightly paycheque) to a savings account that is intended to be more emergency money and longer term savings.

But because both are set up automatically, the money does go out regularly and builds up over time. I can top up the bank savings but rarely remember to do that even if I have money there to do it - so it does make a difference!

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