Meet the Other Phone. Flexible and made to last.

Meet the Other Phone.
Flexible and made to last.

Buy now

Please or to access all these features

Christmas

From present ideas to party food, find all your Christmas inspiration here.

It's Christmas

34 replies

July70 · 20/12/2022 23:11

I get fed up of news items, radio phone-ins and forums where people bang on about I got them and they did not bother. As bad is the fact many spend money they can't afford to spend on what I often deem as useless, so-called presents.

We only celebrate Xmas in a commercial way just like the majority in the UK and thankfully we can afford to get presents to our children who are married nd to have their own children. If we had less money, we'd by a cheaper gift but never borrow money.

People too often forget that Christmas is one day but the bills for food/feul etc will keep on coming

Why not do a Xmas where only the under 16 get presents unless you have money saved up and are comfortable with spending money on a present that will not be tossed into a bin. We give our children/adults money, often 100 pounds each. They can treat themselves to what they want or use it to top up to buy what they want, We have a long day together at our place from about 11 until the early hours of next day.

I was not born in the UK and my parents came here in the 60's and have always joined in the yearly events in a partying, commercial way, like most.

Please do not feel bad if you can't get your child a present costing more than a fiver as its the thought that counts. Even more importantly, a warm home with food on the table and clean, nice clothes count more than one silly present and the odd meal out at big M for kids is a massive treat. Do the right thing now and don't get into unnecessary debt and you will be rewarded in the longer term by your prudent spending as money makes money.

When we were children up to the age of about 13/14 we loved presents but these days kids get presents/toys in many cases every month. So if you are feeling the pinch like millions, don't drive yourself into bigger debt as kids under the age of three are more interested in playing with the toy box etc.

No one gave us a penny, never been on benefits, we never wanted a penny off anyone but my , our parents taught us to spend money that we had and alway have savings and don't live in rented property. Their advice has done us and our children wander. We are financially comfy and part is luck as is everything but the majority is skill and I only get paid about 33k a year and my OH about 45 we both work 40 hours a week, plus lunch breaks and 2 hours travelling so we are away from 12 hours a day but it is worth it

Money makes money, just give it a chance and dont try to run before you can walk.

NB: I am not trying to offend anyone but fed up of foolish spending and debt and worse. Please do not forget Christmas is one day a year and its not really about presents and my parents were not from the uk nor am I. I have been back to the motherland a few times and if you feel you are hard up, you've not really seen anything Enjoy your Xmas, drink in moderation and not getting the 800 PS9 etc, not to worry, trust me you will as money makes money and means less work Enjoy and I wish you a healthy and wealthy 2023 :)

OP posts:
bizzywiththefizzy · 21/12/2022 18:14

I think op has been indulging (Gin)

MermaidEyes · 21/12/2022 18:23

bizzywiththefizzy · 21/12/2022 18:14

I think op has been indulging (Gin)

But Op has worked hard and saved up so is allowed to indulge, unlike the rest of us

July70 · 21/12/2022 19:15

"allowed" yes, via hard working and going without as I'd seen too many crying about they can't afford this, that and the other.

Possibly you guys dont get fed up with those I cant afford this nd the other. The fact is I can't afford, well justify a brand new rolls royce as this would eat ito our retirement plans, so it is sensible planning. You never know, may be in a few years time we may be able to justify one.

Work hard and don't leave it to the lottery, About the lottery, aprt from the first 2/3 years buying a ticket a week and winning naff all, we've never bought a ticket.

People are twisting what I am relaying ie, don't spend money you can't afford to spend especially on so-called presents. soon you will be good and buy anything within reason

OP posts:
Jackie17177 · 22/12/2022 10:47

Why are you handing out advice that nobody asked for? Everyone has their own priorities and lives their life based on their own ethics and morals. I could never justify a Rolls Royce because it would purely be a status symbol to me - and that is something that I don't care about. But I couldn't care less if you got one. You do you - and let everyone else have the chance to make their own decisions.

Krakinou · 22/12/2022 11:43

MermaidEyes · 21/12/2022 17:40

After reading the updates I think the OP is just winding people up, because seriously, no one can be this patronising towards other people's lifestyles surely....

The saddest thing about this is that the UK is full of people who think exactly like @July70 and that is why we’re as fucked as we are.

RocketsMagnificent7 · 22/12/2022 12:07

I've read some shite on this forum over the years, but this is without question the biggest load of bollocks I've ever seen.

You have absolutely no idea about the real world and the suffering many are going through at the moment through no fault of their own. Families who could afford a nice Christmas and treats last year, suddenly finding the nice little chunk of disposable income they had 12 months ago is gone and then some.

You are not as wonderful as you seem to think you are because you lack any form of compassion or empathy.

xogossipgirlxo · 22/12/2022 12:29

"Now I drive a nice, bought new AMG Mercedes and OH has an RS Q7 - everything is paid for by cash never pay interest other than a mortgage and Btl."

I'm speechless. You must be trolling us.

Notanotherone6 · 22/12/2022 21:33

"Apart from buying 150 lottery tickets, we've never bought a ticket".

You're cracking me up, op.

July70 · 24/12/2022 18:54

Ok
Is it going to plan?
Sadly, so many sad threads on MSE re Xmas. Even worse, when the day is over and within a few days , many people will have noted the debt they have got self into over one day.

Enjoy

OP posts:
New posts on this thread. Refresh page
Swipe left for the next trending thread