Not a competitive spending thread! I thought I had budgeted and saved well for this year, but it's only the 7th of December and I can already tell that my estimates were significantly off. I'm not sure if it's the cost of living or just a general under-calculation of the associated spends - Christmas markets, teacher's gifts, secret santa, advent calendars etc.
I have started YNAB this year so it's highly possible it has always been this much, I just didn't realise.
All in all, I think I could book a week away for the price of Christmas, which is shocking! Does anyone have their Christmas budget nailed, or do you also find it always costs more than you expect? If you have it pinned down exactly, what do you think the total will be?