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Christmas

From present ideas to party food, find all your Christmas inspiration here.

Christmas finances or lack of

31 replies

Kingston88 · 15/12/2019 14:02

Hey all

It's that time of year again usually my favourite time. This year I don't have a job as I had to quit my job due to having hypremasis gravadium with this pregnancy.
I'm starting to feel better so been making lists etc presents etc. Now I have no income, we do qualify for universal credit but my partner earns too much so some months our entitlement is nothing. I'm not really sure how to do Xmas this year but I've been prepared and bought stuff through the year. Now I've always bought for my other halfs family presents because he dosnt seem interested and I don't want them to go without. Now im the first person to say that Christmas isn't about presents but I think it's rude to not get a somthing small for family, or even just a nice card etc.
Now I've shopped for all the kids on my side and his as they are the main ones, and I think christmas is about kids.
They haven't got alot but it dosnt matter as its the thought. I've written all the family cards and ordered some photos to add to the cards, my dad is re married and lives the opposite end of this country and other halfs mum lives abroad. Its come to the middle of the month and everything is almost done, except some stamps to post the cards, some cheap shortbread or wine and just some chocolate coins for the kids to bulk out their presents.

I'm skint and into my overdraft and then some.
I asked my other half for some money to get the extra bits I'm asking for about 30 quid max.
He said he hasn't got it, OK no worries he gets paid soon, plus Christmas bonus. So I'm talking like bringing home atleast 2500.
He said he hasn't really got much spare for Christmas presents even after his payday, and since I can't financially help he's finding it hard, he has atleast 700 disposable income on an average month.
Am I being a bitch? To expect him to help for a few things? I'm using my sons child benefit to pay for my car and phone as that's all the bills I have, he still expects me to buy the food shop!
In the past it's never been a problem as I see us as a team and (stupidly) used my wages to get it all.
We've been together 6 years, have a 4 year old and another on the way.
I feel guilty not doing it all for his family this year but I cant.
Then I looked back and he's never bought anything for my brother mum or step dad and they buy for him every year. I literally do it all.

Am I expecting too much of him? Is he taking the piss out of me? Why am I so pissed off he can't give me 30 quid to finalise everything. How can I be expected to pay for stuff when I can't work at the moment, I thought about getting a temporary Christmas job but at 4 months pregnant it's not going to happen.
I've maxed out my credit cards and can't get a loan due to being unemployed. And I'll say again Christmas isn't about presents atall, any advice would be great, thanks xxxxx

OP posts:
Kingston88 · 15/12/2019 17:16

He will wait till we are desperate and then buy the bare minimum xx

OP posts:
RandomMess · 15/12/2019 17:19

It sounds like financial abuse.

You just have to say that you have no money after car and phone payments and that you need money for food. I don't understand why you are still buying Christmas stuff when you can't afford to eat.

Wildorchidz · 15/12/2019 17:21

At least your mother will help you out with food shopping so you won’t go hungry.
Your partner is a shit.

Partimers · 15/12/2019 17:27

Your dh sounds like an ass OP BUT I’m going to be honest here!

  1. You are spending money you don’t have! STOP!!
  2. You gave up work instead of signing of and claiming sick pay...you did yourself an injustice there!!!
3.your Dh doesn’t exactly earn mega money so maybe he is worried...after all you do have another dc on the way!
  1. It’s his family I wouldn’t be too bothered with hanging them gifts...especially if he’s not!
Kingston88 · 15/12/2019 17:31

I appreciate everything everyone has said, you've been truthful and to be honest nothing you have said comes as news, I know it and I see it how you see it. Will take it on board and see what we can sort xx

OP posts:
AdaColeman · 15/12/2019 17:34

You should have a joint account for household and family expenses that his money goes into and you have access to.
But it is rash to spend money that you don't have on gifts for others, when your Mother is buying you food.

You need to sit down and discuss finances and your future together. At the moment he is not much of a partner or father.

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