Buying in Euro’s

[Justyou]

Daft question but if an item is advertised in £ but to be paid in euros - do I get charged by my bank or anyone for that?

Bump

Well, I often order from UK sites but I'm in Ireland (as is my bank). I don't think I've ever been charged, it's just converted into the euro amount on my statement.

Also in Ireland so doing it the other way round. There’s no extra bank charge, but sometimes there can be an option to pay the exchange rate as calculated by the retailer or pay in the other currency and let the bank/card issuer work out the exchange rate.

Thanks

Except it's generally cheaper to pay in your home currency so I always choose the pay in euro option when buying from a sterling site so you should choose the pay in sterling option.

You should also check with your bank whether they charge a foreign currency transaction fee. I know if you're in the eurozone, all euro transactions don't attract a fee but it may be different going from sterling to euro.

It depends. On my credit card I get an OK rate, but then a flat 3% fee for other currency transactions. On my debit card there's no fee, but the rate tends to suck a bit. I have a special card (Revolut) that I use for foreign transactions at a good rate.

If you pay in a shop the machines often let you pick currency, but then the rate is truely terrible. Amazon lets you do this too, but I haven't compared the rate to see how bad it is.