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Christmas Budget?

11 replies

Mindtrope · 11/12/2016 08:39

Does anyone actually have a christmas budget?

I have no idea what I will spend in total, hundreds for sure, including food and treats. I don't have a set figure to work to- please tell me I'm not alone.

OP posts:
CakeNinja · 11/12/2016 09:40

I don't.
It costs what it costs. I buy for a massive amount of people, have 3dc of my own, having 18 to dinner. The meat alone has cost nearly £200, there's absolutely no way I actually write anything down or set a budget beforehand.

Ptolemie · 11/12/2016 10:00

I have a budget. We save all year, around September/October I speak to family about whether we're buying for each other, children etc, and then I work out the total cost. i try my best then to get everything for about 25percent less. Christmas is a big deal for us, we have a large family and then we both have lots of siblings so we wouldn't be able to not budget.

luckylucky24 · 11/12/2016 20:27

We dont budget. We try to get everything when on offer and I often pick things up months ahead.

dontsufferfools · 11/12/2016 20:33

I have a budget. Food and presents. I save all year for both. Its huge but I can afford it and I dont get into debt.

PrettySophisticated · 11/12/2016 20:33

When finances have dictated we've had a budget and sometimes it's been miniscule.

Last few years we've been more comfortable so I haven't felt the need and tbh I'm a but scared to add it up, but I've never borrowed to cover Christmas. Always taken the view that if I can't pay for it I can't afford it.

Violetcharlotte · 11/12/2016 20:37

No budget here! Just keep spending til I run out! I'm not good with money though so I don't suggest anyone takes advice from me. I do like to splash out at Christmas though and spoil the kids a bit.

clumsyduck · 11/12/2016 20:39

Yes I have a budget I guess most people do even if that budget is "spend untill skint " unless of course some has Infinite amounts of money

CremeEggThief · 11/12/2016 20:40

I definitely have a budget! I couldn't not have. Shock
I make a list of everyone I'm buying for, which has been vastly cut down over the years; decide the maximum I'm going to spend on each person; write down everything I've bought them, with exact prices; and tot it all up. I make a note of my spend and set a target for next year. I also do this with birthdays. I save a monthly sum all year round for gifts. I keep lists of Christmas (I don't send these every year) and birthday cards. The one thing I always forget to factor in is postage though, so that's what I'm working on this year.

HardLightHologram · 12/12/2016 08:43

We've done really well this year. We've saved DH's overtime for three months and haven't even spent half of it. I've finished shopping (I don't think I ever have this early!) and the food is ordered. I'm feeling quite smug.

Dontwannabeabadmum · 12/12/2016 12:17

We have a vague budget! I know roughly what I wanna spend on people whether it be as a couple or individual people and we do generally stick under that amount! Food we generally go out so never have to worry! About to pop out dc1 so I know will have to factor that in next year as we're planning on staying home!

dilydaly · 12/12/2016 13:56

We don't have a set budget for specific things but presents for kids (one 8 year old and one 6 year old) usually costs around £800, Christmas all in (including tree, family presents, food, Christmas eve party, kids activities etc) I usually try not to go north of £2k

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