Paying for Xmas

[Empress13]

How do you pay for it? Credit cards ? Save throughout the year? Do you like me put it in your credi card and then spend the next few months paying the damn thing off ! It's a vicious cycle.

Save £30 a week standing order into a savings account.
I don't buy magazines , sandwiches out etc and coffee only once a month maybe so I figure that's fritter money saved.

To clarify I mean I used to fritter away £30 a week. I realise £30 a week could be a persons entire food budget for example.

Family - out of October and November pay.

DP, who I spoil the most and I will usually put it all on a credit card, and then pay it off in January following my bonus.

My christmas' are not as large as some with 5 family members + DP + 2 kids to buy for it's not that expensive. £30 for my sister and Grandpa, £40-£50 for my parents and DP is normally around £300 by the time I've calmed myself down. We have budgets each year and stick to them.

We pre order the meat from m&s and DP buys that. We then just buy the normal veggies out of our normal food shop. We don't tend to have Christmas food lying around the house and only buy for Christmas Day/Boxing Day so it's not much extra.

Clicked on this thread thinking it said ' paving' for Christmas.... Was coming here to empathise with carp gifts but can see I am in the wrong place