Writing of a debt for Christmas - how to word the 'voucher'

[Dysgu]

This summer, my DSis and I booked next-door mobile homes on a caravan park for a week's holiday. I paid for both holidays up front and she paid me some of the money back.

However, her situation has now changed and I know there is no way that she is going to be able to afford to pay me back the outstanding money (just over £250).

We are in a position where we can afford to 'write-off' this money. We had a great holiday - both families went away together; we had booked the cheaper holiday so that she could afford to bring her 2DC with her (she is a lone parent).

So, as her Christmas present, we have decided to give her a voucher saying that the outstanding money is her gift (although I have bought her some socks and a nail polish so she has something to open).

She is also giving us vouchers as our gift - these will be babysitting vouchers. I am really eager to have this gift as DP and I very rarely get to go out without our DDs whilst DSis is on her own every weekend as her ExDH has their children.

Any ideas on how to word the voucher regarding writing off her debt to us?

I would do it verbally as writing a voucher may feel like you are making a show of being so generous. Just call her and warn her not to get too excited about actual presents as you've decided to write off the debt for xmas - I'm sure she'll be v relieved.

Yes, you might be right. It might be better to do it verbally along with a warning about actual gifts.

Thank you

Yes, do it verbally, with a hug. (My sister has done this to me, and it was the best present ever)

Yes, I think I will just have a quiet word instead of making a big thing of it. She hasn't actually mentioned the money she owes but still imagine it will be a relief for her to know that we are not going to ask her for it.

Thank you for the advice.