hello all you knowledgable people,
am really hoping someone can shed some light on my situation:
am about to start employing a nanny looking after my 21month old son - she is 21 years old, lives locally and half way through her Early Years Education degree - the post is to cover this summer full time up to DS starting nursery in Spetember (including a settling-in period/part time over September), then on-going throughout holiday periods as and when she's available/needed for possibly the next two years.
the problem is that she is insured on her Mum's policy (3rd party) ie.doesn't have her own insurance - i thought she might need business insurance (which we would cover) but am confused as to how to arrange this - would she in fact need her own fully comp policy? could we cancel/restart policy as we'd only need her p-t following the 3months of the summer f-t position...
i am so sorry - any help would be gratefully received - it's all adding stress to my guilt-ridden state at leaving my son for the firt time to return to work! (pathetic, i know!)