Yes, I spend too much too. Charity shops round here are just as (sometimes more) expensive than buying new, in the sales or on offer.
I find as I only CM after school, we are limited to things that take a MAX of 20mins ish, from start to finish, so can only "cook" things like rice krispie cakes etc that don't actually need to be cooked.
And same for toy liberary. Would be great resource if I was doing it full time but is about 50p per toy for 2 weeks, it would only be used once or twice in that time because we don't have many hours so not worth it, and can't take mindee to choose toys as it is in school time.
Have loads of books - I joined Usborne books at home so get freebies and discounts from there so not to worried on that front.
We have a good car boot here in the summer, but only when it is dry so will go round again in the summer, although will have new baby by then so will be a bit harder.
I didn't get any type of start up grant either.