Insurance for CM?

[chloemegjess]

Hello. I need to get insurance by next week and just confused about who to go for.

When I see adverts for childminders on netmums etc they seem to use being with NCMA as being a good thing when surely all childminders are insured so it doesn't make much difference?

I want one that I can buy all the contracts etc from for at least the first year while I get on top of everything and get the hang of what is going on.

But in some ways I just want the cheapest iinsurance as I don't know how many hours I am actually going to be working at the only mindee I know I am going to have is for 9 hours a week so don't want to spend all the incomings.

What does everybody think? I am a bit confused with it all as I have just started up/

if you choose NCMA you have to use their contracts, but they both sell contracts ect. i have chosen NCMA as you join an accosiation and lots of parents feel better knowing that. but to be compleatly honest, in my opinion i really dont think there is a diffrence

Morton Michel
Insurance: £40 (£46 if in NI)
Pack of 6 Contracts: £12

NCMA
Membership £61, Insurance £22.50
Pack of 6 Contacts: £7.85

Fairly clear from that which is cheaper.

When you say contracts etc. What are wanting in addition to the contracts?

Probably most of the paperwork. I want to have a proper look at it tomorrow when I have a bit more time to see what I would need but to be honest, since I have been pregnant again, I don't really have the patience for writting paperwork when not feeling great!

Both MM and NCMA do a starter box (Childminder Organiser and Registered Childminder File, respectively) each comes with a Fire Blanket.
Not much in it cost wise - MM £86, NCMA £74 (MM does one without the Fire Blanket for £71)

Think it really depends on if you want to be an NCMA member or not. Another thread on that discussion.

chloe, have you just finished your training, didnt you get NCMA memebrship and Insurance free in your startup grant?

I finished training months ago. I didn't get ANY start up grant, absloutly nothing. It depends on what area you live in which I think is really unfair. Didn't get anything free exceot the ICP course which you have to do. I even have to pay to do EYFS etc.

Thanks Nannynick, just off to look at that thread now

To be honest, I think I am going to go with MM.

Right, just gone on to MM to apply and it wants to know if it will be a single or joint claim.

MY husband WILL be a registered assistant. Will he need to be insured? I hadn't even thought about this? He will be working too so won't be here all the time but does shifts so is here some days.

It also wants to know how many over 8s I am allowed to take - surely this irrelevant because ofsted don't limit over 8s? I don't know what to put!

Call them. Then you can discuss it with them. MM staff are very friendly usually.