I am due to return to work after maternity leave in the middle of May 2027. My baby’s due date is June 2026 my actual maternity leave is 1 year. No annual leave to use after but have some to use before, not allowed to carry this over. As far as I can see on the gov website I won’t qualify for funding until 1st Sept 2027, purely because I am not returning to work until mid May 2027. In order to qualify sooner I would have to return to work in March which I don’t want to do as I want to take 1 year. Is this correct that I would have to pay all fees myself from May, June, July, Aug?