CTC and nannys?

[gillybean2]

Are nanny's OFSTED registered? If not can you claim the childcare element of CTC if you employ a nanny and if so how does that work?

Also do most nanny's expect to have some level of housework as part of the arrangement?

Nanny's will do nursery duties but that is all. Some won't even do those.

Thanks NAB, I guess that part is negotiable.

Can anyone answer my question about being OFSTED registered or otherwise approved for CTC?

ANd how would I go about finding a nanny who was specifically registered so I could claim the child care element of CTC?

Thanks
Gilly

I don't think they are as I think everyone would have a nanny and claim some of their wages back. I would guess they are classed as luxuries.

Well on the Inland Revenue website it says if you are on low income you can claim for child care provision (including nannies) as long as they are approved or registered.

So anyone entitled to claim could claim regardless. And if you're entitled to it you should be doing it!

As a lone parent on very low income I can and do claim for holiday club, but I really need someone to have my son after school one or possibly two days give him his dinner and be there until i get home. There are no childminders in my village (used to be and I used her until she stopped CM'ing), and school does not have a breakfast or after school club, so I'm trying to find alternatives!

Thanks
Gilly

no nannies dont have to be ofsted registered, but many are ( employers pay for the £100 fee) and then their mb can use the vouchers to help pay their childcare.

nannies gen do nusery duties, which to me, means anything for child/ren, ie washing /ironing their clothes/bedsheets/tidying/cleaning up their playroom ( if mess made with them and not day before with parents)or bedroom and cooking their meals

i hate ironing and will never iron!!

I also dont do nursey duties in this job, as we have a lovely lady who cleans/irons etc but have done in other jobs

gilly - to find a registered nanny - find a nanny you like and then pay for her registation

You learn something new every day!

i try to be helpful notabanana

not every family can use them, for example mine cant as they earn too much, so i am crb cheacked but not registered as no point

Sometimes the nanny pays for her registration. As an employer, if I already employed her and then said, by the way I want you to get registered so I can use childcare vouchers then I would pay. But, if I were interviewing for a new position I would make a requirement for getting the job. I might pay to renew it.

But, childcare vouchers are different. I know nothing about the childcare element of working tax credit (or whatever it's called).

iamnanny - you should tell your boss that the vouchers are NOT means-tested, ie you can still use them and save ~£2200/year max even if you are a billionaire.

CTC is, however, means-tested.

You can always pay my nanny if it will make you feel better.

Au Pair, nanny... same thing.

Just kidding

mb did look in to it as did my ex mb but both earn over threshold and also neither mb/db employers do the scheme

athene - the problem with nannies paying for it theirselves before an employer to be asks them is, that (like in my case) the family may not be eligible, therefore nanny would be £100 out of pocket

My understanding is that nannys can join the voluntary childcare register - which requires a form, £100 fee, paediatric first aid course etc. Then they can be paid via tax credits if you are eligible. I will see if I can find a link.

www.ofsted.gov.uk/portal/site/Internet/menuitem.455968b0530071c4828a0d8308c08a0c/?vgnextoid=738eb1ae 1a801110VgnVCM1000003507640aRCRD

here you go.

good link - but still no point some nannies joining and mb paying £100 if they arent eligible

yes imananny - only worth registering if eligible for tac credits - that can be checked on www.entitledto.com

Childcare Element of Working Tax Credit can be used to pay for any kind of approved or registered childcare. Therefore it can be used to part-pay an Ofsted registered nanny (in England).

However, it is important to work out how much of the salary would actually be paid, as I have known some people to think that it is up to 80% of the total cost. It isn't. The amount is capped at a maximum weekly amount - which varies depending on the number of children.
See WTC5 for details.

Thanks for the feedback all.

I definitely qualify I'm sorry to say, plus I only work part time!

I'm also aware that it's up to 80% they pay as I already get this for holiday club and used to get it for the child minder.

Seems to be that I find a nanny and then between us we work out the registering bit.

Looks like the process is going to take a few weeks though.

Do most nannies already have the first aid part? If not would they expect me to pay for that part of the requirements too generally?

Also would I have to inform my house insurance company that I was employing someone on in my home?

Thanks
Gilly

I think it can take a bit longer to register - I have heard up to 12 weeks from some people.

We actually got a reduction in our house insurance premiums because we had a nanny - it means the house is occupied all the time, although you might need to look into employers public liability insurance - we never bothered though, so I can't advise.

I think the childcare voucher thing is quite complicated.

Firstly, your employer actually has to offer them. (DH is at a relatively enlightened bank and they sorted it out very early on, to our great surprise). I'm technically self employed so cannot get them.

Secondly your nanny has to be registered. They have to have a formal qualification, I think. Mine doesn't (is 45, has worked as a nanny for 27 years, but this ranks behind a 17 year old with a NNEB).

There is also a formal First Aid qualification which required 10-12 hours of tuition and then annual top ups. plus a registration fee and an annual fee.

We are not falling over ourselves to do this as we just cannot see how it is cost effective in our circumstances.

We can use the vouchers to pay part of DD's school fees, though, bizarrely - again the school (who are in general quite switched on) were very quick off the mark on this.

depending on your circumstances, you can get up to £240 a month in vouchers ( friend has this)if you get top wack!!

so once you have paid fee of £100, plus £60 for 1st aid if needs to be renewed, and the nanny £60 nanny insurance ( which nanny should pay) then the first month should pay for itself

but it does seem a lot of a hassle for a nanny to do it, esp as they generally dont get any benifit from being registered, unless have a nice mb who shares the cost they save

Do most nannies already have the first aid part?

Yes, they should have First Aid training. For Ofsted approval, it now needs to be a 12 hour course, and must be less than 3 years old.
Best to check with candidates. First Aid I feel is something that the nanny should be keeping updated (every 3 years) and pay for themselves.

Also would I have to inform my house insurance company that I was employing someone on in my home?

No, it is not usual that you would have to specifically inform them. Do check your policy though, to make sure it covers you for an employee and also if there is any particular procedure your insurer requires you to follow.

Talking of insurance, your nanny would also need public liability insurance. The nanny must pay for that themselves, otherwise in the event of a claim, the policy may be invalid. Many nannies do now have insurance, but again it's something to check with candidates.

As you are only needing a nanny for a one or two afternoons (hope I have that right), you should be able to use the Simplified PAYE system for doing payroll. Max limit is £160 a week, thus I expect you can use it, as you would be paying less than that, I'd have thought.