Anyone Successfully Hired a Nanny While on UC?

[JakeMichael]

Hi everyone,

I’m hoping to find someone who has successfully employed a nanny while claiming Universal Credit.

Both of my children receive DLA and have additional needs. My daughter has just started secondary school and my autistic son is struggling with nursery. I’m also pregnant, so we’re trying to set up proper childcare support for when the baby arrives.

I know UC reimburses 85% of childcare costs if the nanny is Ofsted-registered, but I’d love to speak to someone who has actually managed this process.

How did you set it up with Ofsted and UC?

Did UC base their reimbursement on gross or net pay?

Did they include employer costs like NI or pension contributions?

If you’ve done this and it worked, I’d be so grateful if you could share your experience.

Thanks so much!

This and the other one where op and her partner between them have five children he earns £34k and she is a sahm.

Honestly I naturally thought I was quite left leaning but I’m really seeing why there is a lurch to the right. So many seem to see the welfare state not as a last resort safety net for hard times but a guarantee to enable them to do whatever they want without consequence.

That shows the system is too generous and a lifestyle choice for some. OP is still on the take. That is unless she wishes to relinquish all welfare payments.

Becuase wages are so crap in our country 😣 a massive proportion of benefits claimants work full time

It isn't that deep.

One person caught several catch phrases about the UC (helping to stay at work, 85%), wondered whether it would all together work for her family, came here to ask whether it is real and learned that it doesn't work like that.

People who never employed anyone typically don't estimate well how much employees really cost and how much work it is.

Now the OP knows it was too good to be true and will think about other options.

This is exactly why the benefits system needs overhauling.

It would be a lot more if it is in London

Didn’t you already ask this question today on FB group ???

@nellly It's good to know she can afford 5 kids - I honestly take my hat off to her. Husband and I both work and earn around £50 pa combined, in privately rented (way over £1k rent pm alone) and receive no government support. So I have genuinely no idea how she does it and can also consider a nanny.

Have you calculated the employer’s national insurance and pension payments? UC only covers the cost of childcare (percentage of rate) not the extras that come with a nanny.

She has 2 and one on the way? Or did I misread it.
in fairness I think she just found out she cant afford a nanny 😬

@nellly Apologies - that's another lady on a similar thread. Yes, they will have three.