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Paid childcare

Discuss everything related to paid childcare here, including childminders, nannies, nurseries and au pairs.

Single mother help !

6 replies

sansalab · 16/04/2025 00:18

Please no hate, as I’ve found this forum to be rather judgmental. I’m living with my ex and my month old baby. As I have no where to go ..
I get mat allowance and child benefits, still pay all the pissing bills in this house. I find my ex is unwilling and reluctant to sort things out financially but I’m stuck and have no where to go. My ex pays the rent and we have a joint tenancy,
he asked me to split up and move out when dd was born literally a few days after but I had no where to leave too and I can’t/ don’t want to go into emergency accommodation as I have a lot of animals that I can’t find homes for and don’t want to rehome such as my dog. Whom is one of the things keeping me going.
I’ve been in and out of job centre telling me different things each time. I’ve never been on UC and I’m probably really thick and don’t understand how things work but was told by my work coach my UC would go on top of my MAT allowance. Coming around to when I got my UC statement £600 was deducted from my mat allowance so I was left with nothing and just my at allowance which I can’t live off.
I went back to speak to her desperately about my situation. She’s telling me I need to move out into a council property or a private property funded by housing benefits Then I will have move money due to my situation. Which I can’t afford to move out and have no one to help me with the move. So it’s impossible to do anything.
She told me to find work as an alternative and I will get 85% childcare which they will pay for the first month upfront?
I’ve gotten a job lined up and childcare placement but what happens if I earn more than £600 a month. More like £1800. Will I not get my childcare paid for as I’m earning more than my UC entitlement? I’m stuffed both ways as I can’t afford to live but if I get a job, I can’t afford child care without it as it’s £85 per day x 5 days a week as my EX has nothing to do with my daughter anymore even tho we “live together”.

OP posts:
Dogaredabomb · 16/04/2025 00:21

What is the housing situation? Does he own the house? Why can't he move out. Tell uc you are being financially abused by your ex and don't move out, you have a newborn.

sansalab · 16/04/2025 00:25

Dogaredabomb · 16/04/2025 00:21

What is the housing situation? Does he own the house? Why can't he move out. Tell uc you are being financially abused by your ex and don't move out, you have a newborn.

rented but joint tenants, he payed rent as I can’t afford it. Aways has paid the rent. He’s refusing to move out as it’s “his house” and I’m the one who has to move out with my daughter and get our own place. He’s a total failure but that’s men now days

OP posts:
ByQuaintAzureWasp · 16/04/2025 00:29

That sounds awful. Things will get better and somebody will be along soon with information about free childcare. Good luck op.

Dogaredabomb · 16/04/2025 00:32

sansalab · 16/04/2025 00:25

rented but joint tenants, he payed rent as I can’t afford it. Aways has paid the rent. He’s refusing to move out as it’s “his house” and I’m the one who has to move out with my daughter and get our own place. He’s a total failure but that’s men now days

You can afford it, you can get the housing element of uc. I think you need urgent benefits help.

sansalab · 16/04/2025 00:36

ByQuaintAzureWasp · 16/04/2025 00:29

That sounds awful. Things will get better and somebody will be along soon with information about free childcare. Good luck op.

Thank you x

OP posts:
LongLiveTheLego · 16/04/2025 00:43

Childcare is extra it doesn’t come out the elements you already have. It is only reduced due to earnings. If you rent the first £400 ish of earnings don’t count.

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