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Paid childcare

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Childcare and universal credits

1 reply

Heather1425 · 09/03/2024 23:53

So would love some advice. We have been on child tax credits up to now, we have 4 children under 10 at school, my husband is self employed and employs me to do the books as theres a lot of paperwork. We have been moved onto universal credits which is fine, he has to prove self employed which isnt a problem but I'm worried for myself. I work around 16 hours a week spread over the school week then crammed into a couple of days with a bit on evenings in holidays. Reading about UC I will need to work 30hrs or min wahe equivalent. My husbands wages wont cover me and meet his 35hrs and if I have to work an extra 14 hoursnot only will my memtal health break (its teetering on the brink as it is since a major surgery last year meaning I am always tired) but in school holiday I will need 2 days a week paid childcare which near me is £200 a day minus £92 a day I can claim back from UC. If I earn min wage thats 80 a week out og pocket. School term time would be fine but how do I afford to pay £80 a week childcare? Any advice would be appreciated

OP posts:
Are your children’s vaccines up to date?
Nonametonight · 10/03/2024 00:26

As long as you're earning more than the equivalent of 15 hours a week at national living wage you won't be expected to look for more work just at the moment.

But that's due to go up to 18 hours in the near future.

If it's your health that's stopping you working, you could look at dropping your hours so you're earning just below 16x nmw and handing in fit notes to be assessed for limited capability for work

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