£100k limit? rolling or tax year?

[Bells3032]

What are they basing the £100k limit on? is it the three month basis (so can't earn more than £25k per quarter) or on the tax year? Is it the whole year but the rolling year so if i reconfirm in June is it from July 1st to June 30th?

And if on the tax year is it the current tax year or last tax year. Cos a lot of self employed people won't know what they are earning this year. If it's per quater then if you get a big bonus it may pull you over for that quater even if it doesn't overall. I can't seem to find any guidance on it.

Any help? it's so confusing

It's the tax year as far as I'm aware.

the current one or the last one?

Current tax year!

OP if you are worried you may be a tad over, you can add more to your pension to bring you below.

If you're earning that much what is the problem with just paying your childcare instead? DH is over the 50k for child benefit. We just pay the charge. I don't see why it's so difficult for people to just not take things they're not entitled to that are designed for people on a lower income.

With all due respect, child benefit is a nominal amount compared to the excessive costs of childcare - some areas it's almost 2k a month for childcare per child.

If you only earn 50/100 a year over the cap it's a stinger. I have no "skin in the game" as I'm on a third of this, full time, but if the govt has decided that someone can earn 99.9k and get 30 hours of free childcare, and you earn 101k and lose that, it's to the tune of tens of thousands.

Not comparable to child benefit at all.

Because this stupid rule means that in certain cases you can have less money if you earn slightly more than £100k than if you earn less than that. It is actually worth taking measures to reduce your salary (fewer hours or paying more into a pension). Very easy to fix but the Tories refuse to do it

He may earn only a couple of K over with bonuses and commission (we do intend to put into pension but obviously need to work it into sums etc). It's a cliff edge. With that tiny cliff edge and if we don't do our maths right we lose £20k in childcare hours for 2 kids plus an additional £4k in the tax free childcare system.

This is a bit different from the £850 you'd lose for two kids in child benefit! Plus child benefit is gradual loss not a cliff edge!

thanks. this is what we are intending to do but may be harder if it's on a quarterly basis rather than an annual one just cos we'd lose out the months he got his bonus/commission paid

Single parent, PAYE, live in the South East.
Providing my high risk specialty with strike cover to ensure patient safety has probably tipped me just over the threshold (by a couple of hundred pounds). Unable to take TOIL and will probably lose £7 000 childcare.

Do you honestly think I am going to provide any cover for the multitude of gaps in our rota again?