How much do you pay monthly for childcare?

[Pickles2023]

Basically trying to work out how much 2 under 2 will cost..

So if you get the funding and those who don't, how much is it monthly? Also how many days.

Hope not too nosy, i just dont want to jump into full time work but then find out we are stuck.

Im not sure how the tax credits or funding works either. 😅

Funding for under 3s doesn't start until April so no one will be getting that and paying less just yet.

this will vary massively depending on age and location. I pay about £1300 a month for 4 days a week for my little one. get the tax free thing though so that covers £2k out of the £15k per year

£1800 for 4 days a week.

Mine (a really great lovely nursery, large national chain, NW) is £69 per day over 51 weeks for 2yo (same for all ages in our nursery from this year). For my 2DC full time we paid £2640 adjusted as 4yo had 15 free hours for 38 weeks. Thankfully DC1 is now in reception as 2 in FT childcare was a killer - we are not/were not entitled to any funding beyond the universal 15 hours from 3yo as DH earns over 100k. The free hours are a con - the 15 hours stretched across 51 weeks is 11 hours a week - so one day a week. Our nursery is open for 11 hours a day, (7am - 6pm) it doesn’t matter that we drop off at 8am and pick up at 5pm so 2 hours a week of our free hours are written off so we only actually get 9 hours. It doesn’t sound like much but across the year it’s 111 extra paid hours which costs an extra £700. Even with the full 30hr entitlement our nursery would be £1759 pm for 2DC (which is still more than our mortgage).

Our nursery is 975 per month for full time. Tax free childcare essentially reduces that by 20pc and when we had two full-time there was an additional small sibling discount.

I'm in NI where rates are probably a little lower, but also no free hours at private nursery (although we do get a free preschool year, not sure if that happens elsewhere in addition to the free hours or not).

We have a 3yo and 1yo in London who both go 5 days per week. The 3yo gets her 15 funded hours but otherwise we don't benefit from any of the other schemes, and we're paying nearly £4k per month.

I had two under 2 (now 19m and 3y). In the South East, they go 4 days a week.

19m - no funding - £1665 invoice, about £1470 a month after tax free childcare.

3yo - 30 free hours - £1300 invoice, going down to £1150 after sibling discount of 10%, about £900 a month after tax free childcare.

So all in it’s about £2400 a month.

We pay £800 for a three days a week. When the 15 hours kicks in April should be a little better but as someone pointed out 15 hours in theory becomes 8 hours in practice.
Childcare is a national embarrassment!

We pay £2302 for 5 days a week for a 1 year old.

Expecting twins so it will obviously go up when they start too. Will be an expensive few years!

North East and before they both got 30 hours we were paying £50 a day per child, knocked down to £40 with tax free. Two children, 2 days per week, £160 per week, £640 per month

£62.50 per day, 4 days a week! In Scotland

30 funded hours stretched out over 51 weeks. Currently pay £535pm 5 days a week.
It would be around £900 if no funded hours.
UC covers £450 of that.

My son’s nursery is a community nursery though so rates are a lot cheaper that some.

Birmingham

Oh nooo :( think i will have to find a job with night shifts till they are in primary 😅 i have done nights before, but cant do it forever as i seem to get quite rundown. does anyone know if a nanny for two would be cheaper then 2 places at a nursery? Sorry all these questions i want to gather info before committing to a role.

£840 a month for a 2 year old, 3 days a week with a childminder. Should go down a bit from April when we get the promised “free” hours but won’t be a lot.

£0 three year old goes three days a week 8:30-3:10pm. 30 hours covers it. She’s only just started going. I worked evenings to avoid paying for childcare.

OP I would look at nurseries in your area as there is a lot of variation across the country, they usually have their fees online. And then work out what you can get in terms of tax free and free hours. There might be some local parenting groups where you can find out the best/most affordable nurseries and also good nanny recommendations

You haven't said where you are but a nanny in London is between £18-20 an hour

Ours is £50 a day but we get the tax free childcare deduction so pay £40 in reality. West Yorkshire though so appreciate cheaper than some areas

South west, not as expensive as london, not cheap and limited spaces 😬 i can get temporary help from family till i get a slot but not full time.

I match this poster exactly. North West, hoping for 15h for 2 year olds to kick in, in April.

With tax free childcare it's £650 that comes out of my own pocket.

@Pickles2023 also south west. Would be £2200 for 2 full time with tax free childcare. Not entitled to free hours yet. £50 per day. We have one of them looked after one day by grandparent and I’m looking to reduce my hours.

Oh no, that would be my whole wage 😅 so be worse off. Not sure how people manage tbh. I dont want a large gap as i feel it will hinder me later on.

I think as each day passes navigating children and family life i am more in awe of single parents, i have no idea how they dont pop lol