Hi can anyone help me,
I currently work 11.5 hours a week paid and I also do some voluntary not that it matters!
However an opportunity has came up where it would be full time 35.5 hours a week in the job I'm already volunteering to do. Although I can't do one day so I believe it would be 28 hours per week. The salary is £17,316 without the day off and obviously tax and pension contributions.
My question is according to calculations I would be at 15,750 ish after tax ( if I remember) and the 15 free hours limit says £15,404 income or less. I haven't taken the day i won't be doing off it or the pension contributions off yet as I don't know how much I would contribute towards my pension but obviously both should take it way below £15,404 the pension % has not been stated. Does everything get taken into consideration how do they calculate it and look at your income?
My whole point is, I could work 28 hours a week and then have to pay for the childcare all by myself ( her dads useless barely existent) or I can stay what I'm doing now and nothing be effected. I do get 85% of it back but the more you earn the more they take which is rightly so but it's just not worth it if I'm working to just send her somewhere else when I could be home with her for £0 just pure quality time and attention.
I'd love to work full time and be paid to do the job that I already do voluntary but I don't fancy sending my almost 2 year old to my childminder if I'm literally simply just working to pay her whole bill. There's no incentive in it. Apart from knowing in 1/2 years time when she's at school nursery or school it'll become a more attractive thing to do.