Childcare vouchers - can any explain????

[JimJammum]

...how they work? As I work part-time, I am only eligible for £12.50 a week, so would take just under 3 weeks to pay for one day childcare. I can't see it's worth it. Would it be better for dh to claim them - does the amount change according to your salary? And I have also been told that both dh and I can claim even though we only have 1 child. Is this right?

you can claim up to £50 per week so def a savings - if you can both do it, that's even better! It's a pretax savings, not sure what it works out to - was well over £1k for us when dh could get them (now self emplyed so not eligible, and I"m a teacher and my LEA doesn't offer them)

£50 was a couple of years ago, might have changed

you can both claim if yoiur employers offer them. and as long as your childcarer provider accepts them. I don't see any negatives to them at all

Not sure where your 12.50 per week comes from - can you explain?
With a childcare voucher, your employer deducts the voucher amount (typically £243 per month I think) from your gross wage. The amount does not change to my knowledge, unless you earn less than that per month.
Yes, both you and dh could claim vouchers, if your employers do the scheme.

Apparantly (sp?) on my wage I was told by HR I am eligible for £25 p/w full time; as I only do 20hrs, it's £12.50. Does that sound wrong then?
Good news if we can both claim, as that will really help.

It's a salary sacrifice scheme, which means that if you don't earn much, you don't have much salary to sacrifice... as you can't sacrifice salary which would put your wage below National Minimum Wage.
Hard to explain that... but your salary can affect the amount of childcare vouchers you can claim. So expect your HR dept are right... your wage is too low to be able to sacrifice the full £55 per week.

Accor Services Childcare Vouchers - on right side of page, click the 'Tax and NI Savings Calculator' link and it will calculate for you what you and DH will save by using Childcare Vouchers.

Maybe your employer gives you some vouchers free so that might be the £12.50. My company gives a 10% discount on anthing over £243.00

are you talking child tax credits from the government for childcare or the childcare vouchers which are a salary sacrifice you get from your employer? people often get them confused.