Feels like if it's not one thing, it's another. We moved house last year and the only stress free aspect of these difficult 12 months turned out to be finding childcare. We were lucky enough to quickly find a lovely CM who lives very close to our house and DC's school and provides wraparound care. Her children also attend the school so she was happy to do the school pick up.
Over the weekend she called and informed me she has split from her husband. She has moved out of the house but will be working from the house during her working hours, arriving at 7.30am for her first mindee and remaining there until the last leaves at 6pm.
I'm unsure if we should continue with this setting. She hasn't left due to DV or abuse and her DC still live in the family home. Long story short but from the info she has shared, she has been seeing another man.
My concern is I'm wondering if her insurance is still valid as her current place of residence (I believe she is staying with her mum) has changed and she is not planning to inform her insurer. She is currently looking for somewhere to rent but the family home will continue to be the childcare setting. Can any CM's advise as I'm not sure how insurance works? Her DH works from home so I am also concerned about their personal issues spilling over to her working day.